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Unseen Struggles on the Financial Challenges Faced by Single Parents

Author

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  • Cruz, Charmaine Alexis

    (Bulacan State University-Meneses Campus, Philippines)

  • Hilario, Alessandra

    (Bulacan State University-Meneses Campus, Philippines)

  • Matawaran, Ma. Erika

    (Bulacan State University-Meneses Campus, Philippines)

  • Reyes, Imee Nicole

    (Bulacan State University-Meneses Campus, Philippines)

  • Leila M. Valero

    (Bulacan State University-Meneses Campus, Philippines)

  • Avegail T. Paez

    (Bulacan State University-Meneses Campus, Philippines)

Abstract

Raising a child as a single parent is an exceptionally challenging task, often more difficult than in two-parent households. While general parenting difficulties are well-known, the financial burdens unique to single parents are less visible and less understood. This study aims to shed light on these hidden challenges by exploring the financial difficulties single parents face and their impact on well-being. The research focuses on understanding the financial issues encountered by single parents in managing finances while raising children alone. Using a qualitative approach, the study gathered data through open-ended, semi-structured interviews with 55 single parents in Hagonoy, Bulacan, Philippines. Surveys and interviews were conducted with single parents from diverse socioeconomic backgrounds to understand the factors that contribute to their financial hardships. Thematic analysis was employed to identify significant themes and patterns, helping to uncover shared experiences among participants. The study finds that single parents often experience financial stress due to insufficient income, lack of support systems, and the pressures of balancing work and childcare. Additionally, the research highlights the impact of limited financial literacy and access to resources, which exacerbate their struggles. The findings emphasize the need for targeted financial education programs, better social support systems, and policies that offer financial relief and stability to single-parent households. The study contributes to a deeper understanding of the financial challenges faced by single parents, offering recommendations to improve their financial resilience and overall well-being.

Suggested Citation

  • Cruz, Charmaine Alexis & Hilario, Alessandra & Matawaran, Ma. Erika & Reyes, Imee Nicole & Leila M. Valero & Avegail T. Paez, 2024. "Unseen Struggles on the Financial Challenges Faced by Single Parents," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 8(11), pages 3466-3476, November.
    • Handle: RePEc:bcp:journl:v:8:y:2024:i:11:p:3466-3476
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    References listed on IDEAS

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    1. Valerie K. Heintz-Martin & Alexandra N. Langmeyer, 2020. "Economic Situation, Financial Strain and Child Wellbeing in Stepfamilies and Single-Parent Families in Germany," Journal of Family and Economic Issues, Springer, vol. 41(2), pages 238-254, June.
    2. Rebecca Jayne Stack & Alex Meredith, 2018. "The Impact of Financial Hardship on Single Parents: An Exploration of the Journey From Social Distress to Seeking Help," Journal of Family and Economic Issues, Springer, vol. 39(2), pages 233-242, June.
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