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Does SME Loan Repayment Influenced by Specific Attributes of Borrowers – A Study on Selected Banks

Author

Listed:
  • Rania Kabir

    (Lecturer, School of Business, Primeasia University, Dhaka, Bangladesh.)

Abstract

In this article, the study is about the factors influencing SME loan repayment of borrowers. Some hypothesis has been developed to identify critical factors influencing recovery of loan. Relationships are measured on the basis of borrowers age; experience of the borrower; size of the Loan Amount; term of loan; income level, personal property and nature of business. For the study two sample private commercial banks have been chosen. Main focus of the study is given on the outcome that revealed from the hypothesis testing.

Suggested Citation

  • Rania Kabir, 2015. "Does SME Loan Repayment Influenced by Specific Attributes of Borrowers – A Study on Selected Banks," Indian Journal of Commerce and Management Studies, Educational Research Multimedia & Publications,India, vol. 6(1), pages 40-45, January.
    • Handle: RePEc:aii:ijcmss:v:6:y:2015:i:1:p:40-45
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    References listed on IDEAS

    as
    1. Cole, Rebel A. & Goldberg, Lawrence G. & White, Lawrence J., 2004. "Cookie Cutter vs. Character: The Micro Structure of Small Business Lending by Large and Small Banks," Journal of Financial and Quantitative Analysis, Cambridge University Press, vol. 39(2), pages 227-251, June.
    2. Kon, Y & Storey, D J, 2003. "A Theory of Discouraged Borrowers," Small Business Economics, Springer, vol. 21(1), pages 37-49, August.
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