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System Zarządzania Ryzykiem w Rolnictwie i Rynek Ubezpieczeń Rolniczych we Włoszech

Author

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  • Standar, Aldona
  • Trestini, Samuele

Abstract

Celem głównym badań była ocena systemu zarządzania ryzykiem i rynku ubezpieczeń rolnych we Włoszech. Przedmiotem badań były instrumenty zarządzania ryzykiem i produkty ubezpieczeniowe skierowane do rolników. Materiał źródłowy pochodził przede wszystkim z raportów instytucji zaangażowanych w system ubezpieczeń, tj. ISMEA. Dane przetworzono wykorzystując wybrane metody statystyki opisowej. Najważniejsze obszary systemu zarządzania ryzykiem we Włoszech porównano do Polski. W wyniku przeprowadzonych badań dowiedziono, że włoskie rolnictwo narażone jest na duże ryzyka przyrodnicze. System zarządzania ryzykiem oraz rynek ubezpieczeń są znacznie bardziej rozbudowane we Włoszech niż w Polsce, mimo że w obu krajach rolnictwo pełni ważną i podobną rolę. Włoski system obejmuje tradycyjne i nowoczesne instrumenty zarządzania ryzykiem, tj. IST i mutual funds. Spośród państw UE, Włochy przeznaczają największe środki na instrumenty zarządzania ryzykiem w ramach wspólnej polityki rolnej. Popyt na badane produkty ubezpieczeniowe jest tam bardzo zróżnicowany regionalnie, gdyż na północy kraju rolnicy znacznie częściej korzystają z ubezpieczeń. Głównie ubezpieczane są uprawy, takie jak winorośla, owoce i zboża, natomiast w ramach produkcji zwierzęcej – bydło, świnie i jajka. Włochy mogą być przykładem dla Polski i wielu innych krajów, jak należy budować system zarządzania ryzykiem.

Suggested Citation

  • Standar, Aldona & Trestini, Samuele, 2024. "System Zarządzania Ryzykiem w Rolnictwie i Rynek Ubezpieczeń Rolniczych we Włoszech," Roczniki (Annals), Polish Association of Agricultural Economists and Agribusiness - Stowarzyszenie Ekonomistow Rolnictwa e Agrobiznesu (SERiA), vol. 2024(3).
    • Handle: RePEc:ags:paaero:348663
    DOI: 10.22004/ag.econ.348663
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    References listed on IDEAS

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    1. Syp, Alina & Żukiewicz, Artur, 2017. "Zmiany Klimatu W Ocenie Rolników," Roczniki (Annals), Polish Association of Agricultural Economists and Agribusiness - Stowarzyszenie Ekonomistow Rolnictwa e Agrobiznesu (SERiA), vol. 2017(5).
    2. Giampietri, Elisa & Yu, Xiaohua & Trestini, Samuele, 2020. "The role of trust and perceived barriers on farmer’s intention to adopt risk management tools," Bio-based and Applied Economics Journal, Italian Association of Agricultural and Applied Economics (AIEAA), vol. 9(01), April.
    3. Giuseppe Timpanaro & Gaetano Chinnici & Roberta Selvaggi & Giulio Cascone & Vera Teresa Foti & Alessandro Scuderi, 2023. "Farmer?s adoption of agricultural insurance for Mediterranean crops as an innovative behavior," Economia agro-alimentare, FrancoAngeli Editore, vol. 25(2), pages 155-188.
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    Keywords

    Agribusiness; Risk and Uncertainty;

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