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Does Fcs Association Size Affect Credit Availability?

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  • Dodson, Charles B.
  • Duncan, Marvin R.

Abstract

An analysis of the characteristics of farm businesses by size of FCS direct lending association suggests that further consolidation of FCS lending should have limited negative impacts on credit availability. Commercial-sized farm businesses with FCS real estate debt appeared similar to those who obtained credit from competing lenders, but smaller associations and those with fewer stockholders per branch appeared to serve larger and more wealthy commercial-sized farms.

Suggested Citation

  • Dodson, Charles B. & Duncan, Marvin R., 1999. "Does Fcs Association Size Affect Credit Availability?," Journal of Agricultural and Applied Economics, Southern Agricultural Economics Association, vol. 31(2), pages 1-11, August.
    • Handle: RePEc:ags:joaaec:15364
    DOI: 10.22004/ag.econ.15364
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    References listed on IDEAS

    as
    1. Rebel A. Cole & John D. Wolken, 1995. "Financial services used by small businesses: evidence from the 1993 National Survey of Small Business Finances," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Jul, pages 629-667.
    2. William R. Keeton, 1995. "Multi-office bank lending to small businesses: some new evidence," Economic Review, Federal Reserve Bank of Kansas City, vol. 80(Q II), pages 45-57.
    3. Marianne P. Bitler & Alicia M. Robb & John D. Wolken, 2001. "Financial services used by small businesses: evidence from the 1998 survey of small business finances," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 87(Apr), pages 183-205, April.
    4. Duncan, Marvin R. & Dodson, Charles B., 1997. "Farm Credit System Structure And Performance: What Is The Evidence On Association Diversity Or Uniformity?," 1997 Regional Committee NCT-173, October 6-7, 1997, Denver, Colorado 132253, Regional Research Committee NC-1014: Agricultural and Rural Finance Markets in Transition.
    5. Keeton, William R., 1995. "Multi-Office Bank Lending To Small Businesses: Some New Evidence," 1995 Regional Committee NC-207, October 16-17, 1995, Kansas City, Missouri 131493, Regional Research Committee NC-1014: Agricultural and Rural Finance Markets in Transition.
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    Agricultural Finance;

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