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Content
June 2014, Volume 8, Issue 2
March 2014, Volume 8, Issue 1
- 4-5 Editorial
by Nacamuli, Alec
- 6-12 What the European payments industry needs now
by Fatier, Bruno
- 13-22 The modernisation of payment systems in Azerbaijan: Examination of the new regulatory framework
by Rustamov, Tamerlan
- 23-29 Standardisation: A conditio sine qua non for efficient payment services
by Hartsink, Gerard
- 30-42 Responding to organised payment card compromise and subsequent fraud
by Hay, Brian & Webster, Julianne
- 43-63 Trends in consumer payment fraud: A call for consistent strong authentication across all consumer payments
by Cimiotti, Gerd & Merschen, Toni
- 64-83 Access, acceptance and use of payment instruments in Colombia
by Martinez, Constanza
- 84-93 Five cloud essentials for the boardroom: What banking and financial markets executives need to know about cloud computing
by Zimmerman, David K.
- 94-107 Who pays more to use cash?
by Mazzotta, Benjamin D. & Chakravorti, Bhaskar
January 2014, Volume 7, Issue 4
- 288-289 Editorial
by Nacamuli, Alec
- 290-293 Supply-chain finance: The new frontier in the world of payments
by Cavenaghi, Eugenio
- 294-302 The contactless business case: How multi-purpose cards ring in new opportunities for the payments industry
by Koether, Brintha
- 304-318 Cross-border supply-chain finance: An important offering in transaction banking
by De Meijer, Carlo R. W. & De Bruijn, Menno
- 319-328 Money evolution: How the shift from analogue to digital is transforming financial services
by Laven, Mike
- 329-336 Regulation of liquidity in banks
by Littlejohn, Hays & Ransome, Olaf
- 337-343 E-payments in emerging markets
by Rau, Amrish
- 344-358 A European card payments scheme: Forever a phantom?
by Judt, Ewald & Krueger, Malte
- 359-369 M-PESA at the point of sale: Expanding financial inclusion and reducing demand for physical cash
by Banka, Holti
August 2013, Volume 7, Issue 3
- 196-197 Editorial
by Nacamuli, Alec
- 198-202 Transaction banking: New opportunities to spot
by Rhino, Christian
- 203-210 The future is all about the data
by Skinner, Chris
- 211-216 How payments professionals can engage more effectively with regulatory colleagues: A short guide to technical advocacy
by Wandhöfer, Ruth
- 217-224 Capturing emerging payments opportunities in rapidly developing economies: A review of the Malaysian payments landscape
by Wong, John
- 225-231 Mobile payments
by Bryson, Christopher
- 232-245 Real-time financing: Extending e-invoicing to real-time SME financing
by Nienhuis, Jaap Jan & Cortet, Mounaim & Lycklama, Douwe
- 246-249 Trust and privacy on the internet: The solution is ahead
by Peric, Konstantin
- 250-261 Improving the performance of finance and accounting shared service centres
by Owens, Andrew
- 262-270 Dynamic Adaptation of Processing Steps For Financial Messaging
by Schwarzer, Holger
- 271-281 Incentives and mechanisms for boosting electronic payments: A case study of the Albanian payments landscape
by Banka, Holti
May 2013, Volume 7, Issue 2
- 104-105 Editorial
by Nacamuli, Alec
- 106-111 The untapped potential of digital loyalty programmes
by Shiliashki, Mario
- 112-118 Papers The ten-year evolution of CLS: Enhancing financial stability and mitigating foreign exchange settlement risk
by Hartsink, Gerard
- 119-124 Why payment systems matter to financial inclusion: Examining the role of social cash transfers
by Dancey, Kim
- 125-135 Structuring for the future: Systemic payments reform in Australia
by Lewis, Shannon & Pragnell, Brad
- 136-149 Successful introduction of new payment methods through ‘co-opetition’
by Gonggrijp, Stefan & Geerling, Max & Mallekoote, Piet
- 150-158 Mobile payments changing the landscape of retail banking: Hype or reality?
by Flatraaker, Dag-Inge
- 159-173 Corporate mobile banking: ‘On the go’
by De Meijer, Carlo R.W. & Bye, Jonathan
- 174-179 Changes in Electronic Money Regulations: For better or worse
by Patel, Hinal & Armstrong, Craig
- 180-185 EMV: Building the foundation for the future of payments
by Manahan, Oliver
- 186-188 Practice note The road to payment card industry compliance: One company’s journey
by Harvey, Peter
March 2013, Volume 7, Issue 1
- 4-5 Editorial
by Nacamuli, Alec
- 6-10 Near field communication: Transforming transactions
by Bouverot, Anne
- 11-17 Will smartphones contribute to making payments easier and more efficient?
by Ebben, Wieske
- 18-42 Strategies for payment systems planning
by Farrow, Gary S. D.
- 43-49 Cash is dead, long live cash
by Erling, Ghita
- 50-60 M-commerce comes of age: Collaborate to succeed
by Koss, Victor & Miles, John & Boyes, Edward
- 61-72 History of a six-year debate on Multilateral Interchange Fee for direct debit
by Allix, Jean
- 73-89 Advanced biometric technology: Reinforcing security within payment systems
by Coetzee, Marius
- 90-97 Innovation in retail payments: Challenges posed to regulators
by Pimentel, Rui
November 2012, Volume 6, Issue 4
- 308-309 Editorial
by Nacamuli, Alec
- 310-314 The Dodd–Frank Act and Remittance 1073: Why taking the road less travelled creating new regulation is fraught with danger
by Haitema, Marcie J.
- 315-324 Dominant mobile payment approaches and leading mobile payment solution providers: A review
by Kent, Jennifer
- 325-332 Breaking down the boundaries: Time for a rethink on international low-value payments
by Uberoi, Hank
- 333-344 Transformational banking from transformational relationships: Case study of a bank and mobile network operator partnership
by Lonie, Susie & Wagener, Ilze
- 345-351 MyBank: Creating and launching a pan-European e-authorisation solution for e-commerce transactions
by Broxis, John
- 352-367 The payments tripod: A tool for understanding the future payments landscape
by Ismail, Arif
- 368-376 Treasury management buying behaviours of small to mid-sized companies
by Ledford, Steve & Raftery, Don & Wheelock, John
- 377-383 Financial risk management in treasury
by Bramwell, Paul & Bosacco, Michael
- 384-403 Transfer pricing for inter-company services: What corporate executives and practitioners should know
by Curtis, Stephen L.
August 2012, Volume 6, Issue 3
- 208-209 Editorial: New business models
by Nacamuli, Alec
- 210-218 Mobile payments strategy
by Khan, Waleed
- 219-224 The implications of the Payment Services Directive and the Second E-Money Directive
by Courtneidge, Robert
- 225-231 Modernising global trade finance practices
by Casterman, André
- 232-245 Bank payment obligation: The missing link?
by De Meijer, Carlo R. W. & Menon, Manoj
- 246-259 Correspondent banking business model: Challenges to reciprocity
by Lyddon, Bob
- 260-275 CBI’S support to the supply chain finance: The Italian experience
by Fratini Passi, Liliana
- 276-282 Counting the hidden costs of SEPA migration
by Williams, Jonathan
- 283-300 Fiscal consequences of scrapping cash
by Levi, Maurice D.
July 2012, Volume 6, Issue 2
- 104-105 Editorial: Can the payments industry change its mindset?
by Nacamuli, Alec
- 106-112 Defining business models for near-field communication payments
by Nordlund, Sirpa & Bentsen, Bent & Guaus, Jordi
- 113-123 A quantum leap for payment analytics
by Hergenroeder, Gerard & Clayton, Jeff & Saxena, Vijay & Muckenhaupt, Kenneth
- 124-143 Reflections on future trends in remittances: Preliminary findings for Latin America and the Caribbean
by Orozco, Manuel
- 144-158 A review of payments interoperability in the Southern African Development Community region
by Gillis, Brad & Pillay, Rishi
- 159-182 Estimating the contribution of liquidity sources in the Colombian large-value real-time gross settlement payment system: A preliminary approach
by Bernal, Joaquin & Cepeda, Freddy & Ortega, Fabio
- 183-197 Looking for grassroot sources of systemic risk
by Vafopoulos, Michalis
May 2012, Volume 6, Issue 1
- 4-5 Editorial: Payments standardisation and convergence: Is nirvana achievable?
by Nacamuli, Alec
- 6-14 Relationship rewards: A deeper dive
by Legters, Robert & Land, Troy
- 15-36 Patterns for payment systems integration
by Farrow, Gary S. D.
- 37-49 Collaboration: Solution for the ‘first/last’ mile for remittances?
by Lysdal, Annelise & Rienstra, Tjeerd
- 50-66 Interchange fees in card payments
by Börestam, Ann & Schmiedel, Heiko
- 67-79 Towards interoperability for European payment infrastructures
by Sciusco, Luigi R. F.
- 80-99 The European cards environment and ISO 20022
by Bruggink, Diederik & Karsten, Pierre & De Meijer, Carlo R. W.
January 2012, Volume 5, Issue 4
- 336-337 Editorial: Payment services and the power of predictive analytics
by Nacamuli, Alec
- 338-346 Effectively managing third-party sender risk in the ACH Network
by Fox, Jeanette A.
- 347-359 Central banks and international liquidity: A call for action
by Capel, Jeannette
- 360-372 Corporate practitioners moving to mobile banking: Key factors driving adoption
by Darsow, Michelle & Listwan, Laura
- 373-389 Issues for payments in virtual economies
by Teitelbaum, David E. & Elders, Ming-Hsuan & Alavian, Reva P.
- 390-402 A Six Sigma type of quality management in international and high-value payments
by Milkau, Udo
- 403-409 Reflections on the future of relationship management in correspondent banking
by Brudar, Silvia
- 410-425 Partnerships in mobile financial services: The case of Morocco
by Sanz, Francesc Prior & Abdelmoumni, Fouad
September 2011, Volume 5, Issue 3
- 216-217 Editorial
by Nacamuli, Alec
- 218-228 The Single Euro Payments Area: Can innovation be mandated?
by Bielefeld, Norbert
- 229-245 The development of a regional payment system in Central America: A step towards further integration and economic development
by Dubón, Enrique García & Heinrich, Gregor
- 246-272 Why is use of cash persisting? Critical success factors for overcoming vested interests
by Salmony, Michael
- 273-288 The increasing adoption of mobile payments in Europe — and remaining challenges to growth
by De Meijer, Carlo R. W. & Bye, Jonathan
- 289-297 Innovative solutions to leverage resources and maximise efficiency in the battle against cheque fraud
by Sarra, Silvia
- 298-315 Scaling mobile money
by Mas, Ignacio & Radcliffe, Dan
- 316-328 The cash payments answer: Are we asking the right question?
by Poteet, James & Purches, Fred
June 2011, Volume 5, Issue 2
- 112-113 Editorial
by Nacamuli, Alec
- 114-124 Creating e-SEPA: Now or never
by Leibbrandt, Gottfried & Liezenberg, Chiel
- 125-133 The Dodd–Frank Act: Its implications for change in the banking industry
by Mulhern, Ray
- 134-142 Card and mobile payment opportunities: A framework to consider potential winners and losers and a snapshot of the future payments landscape in Africa
by Holmes, Graeme
- 143-160 Mobile money transfer services: The next phase in the evolution of person-to-person payments
by Merritt, Cynthia
- 161-168 Ensuring trust in electronic payment media
by Heikkinen, Päivi & Iivarinen, Timo
- 169-187 Recent innovations in inter-bank electronic payments in Mexico: The role of regulation
by Negrín, José L. & Ocampo, Diadelfa & De Los Santos, Alejandro
- 188-208 The effect of the adoption of emerging electronic payments options on improving working capital management and profitability of firms in India
by Balakrishnan, Mahadevan
March 2011, Volume 5, Issue 1
- 4-5 Editorial
by Nacamuli, Alec
- 6-16 The next chapter of EU payments harmonisation: SEPA gets real
by Wandhöfer, Ruth
- 17-29 Banks’ international liquidity management in the future: What role can financial market infrastructures play?
by Capel, Jeannette
- 30-37 Faster Payments: Managing customer expectations
by Oakes, Liz
- 38-51 E-invoicing: The catalyst for financial supply chain efficiencies
by Keifer, Steve
- 52-72 The Payments Hub Spectrum: A model for the design of payments hubs
by Farrow, Gary S. D.
- 73-82 Card schemes in Europe: Consolidation or proliferation?
by Verbeek, Ernst
- 83-94 Challenges to achieving operational excellence, particularly in Europe
by Lyddon, Bob
- 95-103 How to create successful relationships between third-party senders and banks when developing an ACH strategy
by Sellen, Kerry & Belczyk, Joseph
December 2010, Volume 4, Issue 4
- 316-317 Editorial
by Nacamuli, Alec
- 318-324 Payments risk: The fourth pillar of risk
by Klipin, Colin
- 325-333 Who will be the winners and losers in the battle for mobile payments market share?
by Cognet, Olivier
- 334-344 Change on the horizon: The impact of cloud computing on treasury and transaction banking
by Capachin, Jeanne
- 345-351 Innovation strategies for managing payments business in Europe
by Mehta, Rajesh & Pakcan, Ebru
- 352-370 Three keys to M-PESA’s success: Branding, channel management and pricing
by Mas, Ignacio & Ng’Weno, Amolo
- 371-380 E-invoicing in Europe: Now and the future
by Salmony, Michael & Harald, Bo
- 381-389 The under-served biller market: Identifying and serving the hidden market in consumer-to-business bill payments
by Hewitt, Patricia
- 390-396 Towards the end of the SEPA end-date debate?
by De Meijer, Carlo R. W.
September 2010, Volume 4, Issue 3
- 212-213 Editorial
by Nacamuli, Alec
- 214-230 Creating order out of chaos: Does the new market landscape created by the banking crisis strengthen the case for SEPA?
by Bär, Fred
- 231-241 Towards a European electronic invoicing framework: Why businesses, service providers and consumers should switch to e-invoicing
by Caluwaerts, Philippe
- 242-252 Global transaction services and the appeal for banks in ‘getting back to basics’
by Lavayssière, Bertrand & Vergne, Christophe
- 253-260 PC-based Automated Clearing House origination: Dinosaur or niche application?
by Rettinger, Gregory
- 261-276 Liquidity saving in real-time gross settlement systems: An overview
by Norman, Ben
- 277-288 A new paradigm in payments: The strengths of networks
by Milkau, Udo
- 289-300 The Single European Cash Area: Towards a more efficient European cash society
by De Meijer, Carlo R. W.
- 301-308 Direct access to payment service providers by businesses and organisations in Europe
by Larkham, Bob
June 2010, Volume 4, Issue 2
- 100-101 Editorial
by Nacamuli, Alec
- 102-115 Transparent price competition or two-sided subsidisation in card payments? Is there a need for a more efficient business model for the card industry?
by Leinonen, Harry
- 116-126 The internal market for payments: Unfulfilled promise or key to a truly efficient European payments market?
by Temmerman, Marc
- 127-144 Best practices in payments infrastructure investment
by Campbell, Eric
- 145-155 The role of payment systems in reaching the unbanked
by De Sousa, Sergio
- 156-169 Fraud dynamics in the card payments industry: A global review of the realities of EMV deployment
by Merschen, Toni
- 170-182 Technology in payments and transaction banking: Corporate and bank drivers and enablers
by Williams, Jonathan & Moons, Guy
- 183-190 Time for bold moves in transaction banking
by Bernad, Andrés
- 191-207 Does India need a cheque truncation system?
by Balakrishnan, Mahadevan
March 2010, Volume 4, Issue 1
- 4-5 Editorial
by Nacamuli, Alec
- 6-16 You can’t get there from here: The role of the installed base in payment system adoption
by Leibbrandt, Gottfried
- 17-25 Strategic innovation in payments systems: What are the next big things?
by Vanetti, Renzo
- 26-41 Innovation drivers and barriers: Implications for innovators, imitators and regulators
by Blockley, Lance & Mcdowell, Kathleen
- 42-59 The value of standardisation in public administration services: The Italian corporate banking experience
by Fratini Passi, Liliana
- 60-66 Moving to e-payments: Best practices for US middle market companies Part II — Collections
by Coven, Linda
- 67-72 Payment Services Act: The new Japanese regulatory framework for payment services
by Mori, Takeshi & Takahashi, Yasufumi
- 73-85 The deputisation of the US payments industry
by Teitelbaum, David E. & Lamberg, Gretchen E.
- 86-92 Public administrations and SEPA: A win–win situation
by De Meijer, Carlo R.W. & Spinhoven, Friso
November 2009, Volume 3, Issue 4
- 288-289 Editorial
by Nacamuli, Alec
- 290-300 Defining payments systems of the future: Challenges and reality
by Mackman, Bob & Sanders, Richard
- 301-310 Money markets, monetary policy and payment systems: Policy issues for central banks in times of turbulence
by Bernal, Joaquin
- 311-319 Integrating supply chain finance into the payables process
by Dyckman, Bob
- 320-332 UK Faster Payments: Universal wave of the future or a distinctive UK payments model?
by Senechal, Nick
- 333-348 Frontier policy issues in consumer payment behaviour
by Schuh, Scott & Stavins, Joanna
- 349-356 Electronic payments and remote deposits: Will banks move past products to solutions?
by Wilson, Uma
- 357-380 Improving payment system efficiency in India: Next steps
by Balakrishnan, Mahadevan
August 2009, Volume 3, Issue 3
- 192-193 Editorial
by Nacamuli, Alec
- 194-203 Business models in a consolidated and converging payments world
by Pratz, Andreas
- 204-216 The Payment Services Directive: A view from the UK regulator
by Burns, John
- 217-227 New delivery channels for remittances: Where do the opportunities lie? How will new technologies change the face of this rapidly expanding market?
by Isaacs, Leon
- 228-235 Innovation and how it can be used to differentiate between payments products
by Deslauriers, Philippe
- 236-242 Moving forward with B2B wire transfers: How banks can create value for their corporate clients
by Farrar, Hank & Hargraves, Lauren
- 243-252 European Union competition policy and payment systems: A review of recent developments
by Schwimann, Irmfried
- 253-261 Facilitating money movement globally using international Automated Clearing House payments
by Kamback, Eric & Miner, Dan
- 262-266 Turn your luck around: Reversals on ACH payroll credits
by Cole, Mary Kate
- 267-282 A risk-based methodology for payment systems oversight
by Norman, Ben & Brierley, Peter & Gibbard, Peter & Mason, Andrew & Meldrum, Andrew
April 2009, Volume 3, Issue 2
January 2009, Volume 3, Issue 1
- 4-5 Editorial
by Nacamuli, Alex
- 6-16 Payment systems convergence
by Knorr, Michael
- 17-23 Single Euro Payments Area: Is Europe's card business making the major changes that were widely predicted or is the whole initiative going flat?
by Chaplin, John
- 24-33 Expedited payments: A fee service to compensate for the rising costs of online bill payments
by Roth, Jennifer
- 34-43 Moving to e-payments: Best practices for US middle-market companies
by Coven, Linda
- 44-50 The value of an intelligent network: A bill-payment case study
by Hall, Gidget
- 51-59 The changing landscape of international payments
by Dangelmaier, Ralph & Smart, Debbie
- 60-70 Mobile, internet and electronic payments: The key to unlocking the full potential of the internal payments market
by Flatraaker, Dag-Inge
- 71-82 The State of Illinois E-Pay Program: How the program was developed and its operational requirements in practice
by Budd, Josh & Hughes, Jami
- 83-91 Expedited payments: The next frontier in US online financial services
by Munger, David
July 2008, Volume 2, Issue 4