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Social Service Delivery and Access to Financial Innovation: The Impact of Oportunidades' Electronic Payment System in Mexico

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  • Serena Masino
  • Miguel Niño-Zarazúa

Abstract

This paper follows a quasi-experimental research design to assess the impact of the electronic payment system of Mexico's Oportunidades programme. The switch from cash payments to electronic payments delivered via a bank account is found to have implications in terms of reallocation between saving portfolio choices, transaction costs, and coping strategies.

Suggested Citation

  • Serena Masino & Miguel Niño-Zarazúa, 2014. "Social Service Delivery and Access to Financial Innovation: The Impact of Oportunidades' Electronic Payment System in Mexico," WIDER Working Paper Series wp-2014-034, World Institute for Development Economic Research (UNU-WIDER).
    • Handle: RePEc:unu:wpaper:wp-2014-034
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    Cited by:

    1. Gustavo A. Del Angel, 2016. "Cashless Payments and the Persistence of Cash: Open Questions About Mexico," Economics Working Papers 16108, Hoover Institution, Stanford University.

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    More about this item

    Keywords

    Mathematical models (Economic development); Microeconomics; Microfinance;
    All these keywords.

    JEL classification:

    • D04 - Microeconomics - - General - - - Microeconomic Policy: Formulation; Implementation; Evaluation
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

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