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Der Digitale Euro: Ein Zahlungsmittel für die Zukunft?

Author

Listed:
  • Manuel Walz
  • Matthias Neuenkirch

Abstract

Die fortschreitende Digitalisierung und die zunehmende Popularität digitaler Zahlungsmöglichkeiten haben zu gravierenden Veränderungen im Zahlungsverhalten geführt. Als Konsequenz erörtert die EZB zurzeit die Einführung eines digitalen Euros. Vorteile bestehen in der Erweiterung geldpolitischer Optionen, u.a. durch einen direkteren Transmissionskanal, der Möglichkeit zu negativen Zinssätzen und der Implementierung von Helikoptergeld. Als Risiken sind u.a. die Disintermediation des Bankensystems, ein erhöhtes Risiko von Bank Runs und eine weitere Vergrößerung der EZB-Bilanz anzuführen.

Suggested Citation

  • Manuel Walz & Matthias Neuenkirch, 2021. "Der Digitale Euro: Ein Zahlungsmittel für die Zukunft?," Research Papers in Economics 2021-05, University of Trier, Department of Economics.
    • Handle: RePEc:trr:wpaper:202105
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    File URL: http://www.uni-trier.de/fileadmin/fb4/prof/VWL/EWF/Research_Papers/2021-05.pdf
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    References listed on IDEAS

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    More about this item

    Keywords

    Digitalisierung; Digitaler Euro; Digitales Zentralbankgeld; Geldpolitik; Finanzmarktstabilität;
    All these keywords.

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