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Soziale Unterschiede beim Zugang in Erwerbsminderungsrente. Eine Analyse auf Basis von Scientific Use Files des Forschungsdatenzentrums der Rentenversicherung

Author

Listed:
  • Christine Hagen
  • Ralf K. Himmelreicher
  • Daniel Kemptner
  • Thomas Lampert

Abstract

Mit prozessproduzierten Daten des Forschungsdatenzentrums der Rentenversicherung (FDZ-RV) werden soziale Unterschiede beim Zugang in die Erwerbsminderungsrente (EM-Rente) untersucht, wobei auch die zugrunde liegenden und für die Rentenbewilligung maßgeblichen Krankheitsdiagnosen berücksichtigt werden. Die Datenbasis wird durch die Scientific Use Files des FDZ-RV der Jahre 2004, 2005 und 2006 gebildet. Betrachtet wird der erstmalige Bezug einer EM-Rente bei Versicherten, die zwischen 30 und 59 Jahre alt sind und in Deutschland leben. Soziale Unterschiede werden in erster Linie an der beruflichen Qualifikation festgemacht. Darüber hinaus werden Unterschiede zwischen Männern und Frauen sowie zwischen Versicherten in Ost- und Westdeutschland betrachtet. Die Ergebnisse zeigen, dass Versicherte mit niedriger beruflicher Qualifikation weitaus häufiger als diejenigen mit mittlerer und vor allem diejenigen mit hoher Qualifikation eine EMRente beziehen. Am deutlichsten treten diese Unterschiede bei EM-Rentenzugängen aufgrund von Muskel-Skelett-Erkrankungen hervor, aber auch bei EM-Renten aufgrund von Herz-Kreislauf- und psychischen Erkrankungen zeichnen sie sich deutlich ab. Versicherte in Ostdeutschland haben ein höheres EM-Renten-Risiko als diejenigen in Westdeutschland, wobei die Ost-West-Unterschiede bei den Geringqualifizierten am größten ausfallen und mit steigendem Qualifikationsniveau abnehmen. Eine geschlechtsdifferenzierte Betrachtung zeigt, dass Männer häufiger als Frauen eine EM-Rente beziehen und sich der Zusammenhang zwischen beruflicher Qualifikation und EM-Rentenzugang bei beiden Geschlechtern ähnlich darstellt.

Suggested Citation

  • Christine Hagen & Ralf K. Himmelreicher & Daniel Kemptner & Thomas Lampert, 2010. "Soziale Unterschiede beim Zugang in Erwerbsminderungsrente. Eine Analyse auf Basis von Scientific Use Files des Forschungsdatenzentrums der Rentenversicherung," RatSWD Research Notes 44, German Data Forum (RatSWD).
    • Handle: RePEc:rsw:rswrns:rswrns44
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    1. Bucher-Koenen, Tabea, 2009. "Financial Literacy and Private Old-age Provision in Germany," MEA discussion paper series 09192, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    2. Ralf K. Himmelreicher & Michael Stegmann, 2008. "European Data Watch: New possibilities for socio-economic research through longitudinal data from the Research Data Center of the Federal German Pension Insurance (FDZ-RV)," Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, Duncker & Humblot, Berlin, vol. 128(4), pages 647-660.
    3. Schulz, Anne & Scholz, Rembrandt & Sewöster, Daniela & Himmelreicher, Ralf K., 2008. "Die fernere Lebenserwartung von Rentnern und Pensionären im Vergleich," WSI-Mitteilungen, Nomos Verlagsgesellschaft mbH & Co. KG, vol. 61(5), pages 274-280.
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    1. Kallweit, Manuel & Fehr, Hans & Kindermann, Fabian, 2011. "Should pensions be progressive? Yes, at least in Germany!," VfS Annual Conference 2011 (Frankfurt, Main): The Order of the World Economy - Lessons from the Crisis 48708, Verein für Socialpolitik / German Economic Association.
    2. Olga Grigoriev & Gabriele Doblhammer, 2022. "Does the Mortality of Individuals with Severe Disabilities Contribute to the Persistent East–West Mortality Gap Among German Men?," European Journal of Population, Springer;European Association for Population Studies, vol. 38(2), pages 247-271, May.
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    4. Christian Dudel & Elke Loichinger & Sebastian Klüsener & Harun Sulak & Mikko Myrskylä, 2021. "The extension of late working life in Germany: trends, inequalities, and the East-West divide," MPIDR Working Papers WP-2021-018, Max Planck Institute for Demographic Research, Rostock, Germany.
    5. Gasche, Martin & Härtl, Klaus, 2013. "Verminderung der (Alters-)Armut von Erwerbsminderungsrentnern durch Verlängerung der Zurechnungszeit und Günstigerprüfung?," MEA discussion paper series 201306, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.

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