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Katılım Bankaları Mevduat Bankalarından Farklı mı Çalışıyor
[Performance Differentiation Between Participation (Islamic) Banks and Deposit Banks in Turkey]

Author

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  • Sakarya, Burchan
  • Kaya, Yasemin

Abstract

Bu araştırmanın temel amacı, Türkiye’de faaliyet gösteren mevduat ve katılım bankaların karşılaştırmalı analizini yapmak ve katılım bankalarının hangi alanlarda farklılaştığını irdelemektir. Bu çerçeve katılım bankacılığı için ifade edilen en önemli önermelerin sınanması amaçlanmaktadır. Bu önermelerden ilki katılım bankalarla geleneksel ticari bankalar arasında özkaynak açısından farklılığın bulunmasıdır. Diğer bir önemli önerme (veya ön kabul) ise, katılım bankalarının ile ticari bankalardan aktif kalitesi ve kârlılık açısından farklılık arz etmesidir. Çalışmada 2005-2012 döneminde Türkiye’de faaliyette bulunan mevduat bankaları ile katılım bankaları panel veri yöntemi ile incelenmiş ve katılım bankalarının daha yüksek özkaynakla çalışarak, finansal aracılık faaliyetlerine odaklanırken, diğer bankalardan etkinlik ve kârlılık açsından bir farklılık arz etmedikleridir. The main goal of this study is to conduct a comparative analysis between participation banks and deposit banks operating in Turkey and investigate the main areas of differentiation. In this context, the fundamental propositions are investigated. First off, the proposition that the participation banks operate with a differentiated capital adequacy structure is tested. Than the other presumption of that these peer groups differ from the asset quality and profitability perspective is analyzed. We examine the Turkish banking system for the 2005-2012 period. The mentioned propositions are tested using panel data analysis.

Suggested Citation

  • Sakarya, Burchan & Kaya, Yasemin, 2013. "Katılım Bankaları Mevduat Bankalarından Farklı mı Çalışıyor [Performance Differentiation Between Participation (Islamic) Banks and Deposit Banks in Turkey]," MPRA Paper 69196, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:69196
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    References listed on IDEAS

    as
    1. Asli Demirguk-Kunt & Thorsten Beck & Ouarda Merrouche, 2013. "Islamic Banking versus Conventional Banking: Business model, Efficiency, and Stability," Post-Print hal-01638080, HAL.
    2. Kablan, S & Yousfi, O, 2011. "Efficiency of islamic and conventional banks in countries with islamic banking," MPRA Paper 32951, University Library of Munich, Germany.
    3. Beck, Thorsten & Demirgüç-Kunt, Asli & Merrouche, Ouarda, 2013. "Islamic vs. conventional banking: Business model, efficiency and stability," Journal of Banking & Finance, Elsevier, vol. 37(2), pages 433-447.
    4. Martin Čihák & Heiko Hesse, 2010. "Islamic Banks and Financial Stability: An Empirical Analysis," Journal of Financial Services Research, Springer;Western Finance Association, vol. 38(2), pages 95-113, December.
    5. Abdus Samad, 1999. "Comparative Efficiency Of The Islamic Bank Vis-A-Vis Conventional Banks In Malaysia," IIUM Journal of Economics and Management, IIUM Journal of Economis and Management, vol. 7(1), pages 1-27, June.
    6. Chong, Beng Soon & Liu, Ming-Hua, 2009. "Islamic banking: Interest-free or interest-based?," Pacific-Basin Finance Journal, Elsevier, vol. 17(1), pages 125-144, January.
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    More about this item

    Keywords

    Katılım bankaları; Islamic (participation) banks; panel data;
    All these keywords.

    JEL classification:

    • C33 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Models with Panel Data; Spatio-temporal Models
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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