IDEAS home Printed from https://ideas.repec.org/p/pra/mprapa/56072.html
   My bibliography  Save this paper

An Evaluation of Financial Inclusion through Mahatma Gandhi National Rural Employment Guarantee Programme

Author

Listed:
  • Kundu, AMIT

Abstract

The government of India had initiated bank payments of wages under Mahatma Gandhi National Rural Employment Guarantee Programme (MGNREGP). This initiative is undoubtedly a big financial inclusion drive particularly among the rural poor of India. This paper has tried to evaluate this financial inclusion drive through MGNREGP in Mandir Bazar block of South 24 Parganas district of West Bengal on the basis of field survey. The picture came out from field research is very encouraging. It is established that a large section of rural poor now have a bank account which they can operate individually without taking much assistance from local panchayat officials or bank officials or any middleman. It is also identified that the women job card holders of the households are deprived to become literate about banking services. This initiative of the government also encourages few participating households to initiate some savings of their wage income.

Suggested Citation

  • Kundu, AMIT, 2013. "An Evaluation of Financial Inclusion through Mahatma Gandhi National Rural Employment Guarantee Programme," MPRA Paper 56072, University Library of Munich, Germany, revised 18 Nov 2013.
    • Handle: RePEc:pra:mprapa:56072
    as

    Download full text from publisher

    File URL: https://mpra.ub.uni-muenchen.de/56072/2/MPRA_paper_56072.pdf
    File Function: original version
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Jha, Raghbendra & Bhattacharyya, Sambit & Gaiha, Raghav & Shankar, Shylashri, 2009. ""Capture" of anti-poverty programs: An analysis of the National Rural Employment Guarantee Program in India," Journal of Asian Economics, Elsevier, vol. 20(4), pages 456-464, September.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Raghbendra Jha, 2010. "Food security and small landholders in south Asia," ASARC Working Papers 2010-21, The Australian National University, Australia South Asia Research Centre.
    2. Raghbendra Jha, 2013. "Welfare Schemes and Social Protection in India," ASARC Working Papers 2013-10, The Australian National University, Australia South Asia Research Centre.
    3. Rhonda Breitkreuz & Carley‐Jane Stanton & Nurmaiya Brady & John Pattison‐Williams & E.D. King & Chudhury Mishra & Brent Swallow, 2017. "The Mahatma Gandhi National Rural Employment Guarantee Scheme: A Policy Solution to Rural Poverty in India?," Development Policy Review, Overseas Development Institute, vol. 35(3), pages 397-417, May.
    4. Raghbendra Jha & Raghav Gaiha, 2012. "India's National Rural Employment Guarantee Scheme as it is - Interpreting the Official Report," ASARC Working Papers 2012-12, The Australian National University, Australia South Asia Research Centre.
    5. Philip Verwimp & Sisi Zhang, 2018. "The welfare impact of Vietnam’s national target programme ‘building a new countryside’: A quasi-experimental evaluation," WIDER Working Paper Series 164, World Institute for Development Economic Research (UNU-WIDER).
    6. Pattison-Williams, John K. & Haggar, Jeremy P. & Morton, John F., 2018. "Intergenerational perceptions of household wellbeing in India’s Western and Eastern Ghats," World Development Perspectives, Elsevier, vol. 10, pages 51-57.
    7. Mushtaq Ahmad Malla, 2020. "MGNREGA in Kashmir: An Analysis of Labour Market Outcomes and Livelihood Security," Indian Journal of Human Development, , vol. 14(3), pages 424-446, December.
    8. Deininger, Klaus & Liu, Yanyan, 2013. "Welfare and poverty impacts of India’s national rural employment guarantee scheme: Evidence from Andhra Pradesh:," IFPRI discussion papers 1289, International Food Policy Research Institute (IFPRI).
    9. Parantap Basu & Rajesh Raj Natarajan & Kunal Sen, 2020. "Administrative failures in anti-poverty programmes and household welfare: An investigation of India's employment guarantee programme," WIDER Working Paper Series wp-2020-41, World Institute for Development Economic Research (UNU-WIDER).
    10. Shah, Deepak K. & Mohanty, Sovna, 2010. "Implementation of NREGA During Eleventh Plan in Maharashtra: Experiences, Challenges and Ways Forward," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 65(3), pages 1-12.
    11. Abhiroop Mukhopadhyay, 2012. "The political economy of implementing the National Rural Employment Guarantee Scheme in India," Global Development Institute Working Paper Series esid-015-12, GDI, The University of Manchester.
    12. Raghbendra Jha & Simrit Kaur & Raghav Gaiha & Manoj K. Pandey, 2012. "NREGS and TPDS in Rajasthan and Madhya Pradesh: Complements or Substitutes?," ASARC Working Papers 2012-01, The Australian National University, Australia South Asia Research Centre.
    13. Dey, S., 2010. "Evaluating India's national rural employment guarantee scheme," ISS Working Papers - General Series 18703, International Institute of Social Studies of Erasmus University Rotterdam (ISS), The Hague.
    14. repec:bri:cmpowp:13/317 is not listed on IDEAS
    15. Deininger, Klaus & Liu, Yanyan, 2019. "Heterogeneous welfare impacts of National Rural Employment Guarantee Scheme: Evidence from Andhra Pradesh, India," World Development, Elsevier, vol. 117(C), pages 98-111.
    16. Arnab Basu, 2013. "Impact of rural employment guarantee schemes on seasonal labor markets: optimum compensation and workers’ welfare," The Journal of Economic Inequality, Springer;Society for the Study of Economic Inequality, vol. 11(1), pages 1-34, March.
    17. Erlend Berg & Sambit Bhattacharyya & D Rajasekhar & R Manjula, 2014. "Can Public Employment Schemes Increase Equilibrium Wages? Evidence from a Natural Experiment in India," The Centre for Market and Public Organisation 14/317, The Centre for Market and Public Organisation, University of Bristol, UK.
    18. Raghav Gaiha & Vani S. Kulkarni & Manoj K. Pandey & Katsushi S. Imai, 2009. "National Rural Employment Guarantee Scheme, Poverty and Prices in Rural India," ASARC Working Papers 2009-03, The Australian National University, Australia South Asia Research Centre.
    19. Ravallion, Martin, 2019. "Guaranteed employment or guaranteed income?," World Development, Elsevier, vol. 115(C), pages 209-221.
    20. Alik-Lagrange, Arthur & Ravallion, Martin, 2018. "Workfare versus transfers in rural India," World Development, Elsevier, vol. 112(C), pages 244-258.
    21. Hare Krisna Kundo, 2018. "Micro politics of Social Safety Net Programmes: The case of the Food‐For‐Work Programme in Bangladesh," Development Policy Review, Overseas Development Institute, vol. 36(S2), pages 815-830, September.

    More about this item

    Keywords

    Mahatma Gandhi National Rural Employment Guarantee Programme; Wage Payment System; Financial Inclusion; Savings.;
    All these keywords.

    JEL classification:

    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • J33 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Compensation Packages; Payment Methods
    • J38 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Public Policy
    • R29 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Other

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:56072. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Joachim Winter (email available below). General contact details of provider: https://edirc.repec.org/data/vfmunde.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.