IDEAS home Printed from https://ideas.repec.org/p/pra/mprapa/44289.html
   My bibliography  Save this paper

Financial Inclusion for Youth Entrepreneurs in Creative Industry: a case of youth entrepreneurs in clothing industry in Yogyakarta, Indonesia

Author

Listed:
  • Brata, Aloysius Gunadi

Abstract

This research is to assess the issues of financial inclusion of youth entrepreneurs in the creative industry, in particular the clothing industry, in DI Yogyakarta province. The research found that most entrepreneurs have access to credit from commercial banks, and indicate that there is financial inclusion of youth entrepreneurs. However, there are several obstacles in accessing commercial credit from banks, including high interest rate, credit procedures, collateral requirement, appraisal of proposal, and repayment. The suggestions and expectations of the youth entrepreneurs to improving their financial inclusion have been included at the end of this paper.

Suggested Citation

  • Brata, Aloysius Gunadi, 2010. "Financial Inclusion for Youth Entrepreneurs in Creative Industry: a case of youth entrepreneurs in clothing industry in Yogyakarta, Indonesia," MPRA Paper 44289, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:44289
    as

    Download full text from publisher

    File URL: https://mpra.ub.uni-muenchen.de/44289/1/MPRA_paper_44289.pdf
    File Function: original version
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. repec:ilo:ilowps:388157 is not listed on IDEAS
    2. Kazunari TSUKADA & Takayuki HIGASHIKATA & Kazushi TAKAHASHI, 2010. "Microfinance Penetration And Its Influence On Credit Choice In Indonesia: Evidence From A Household Panel Survey," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 102-127, March.
    3. Schoof, Ulrich., 2006. "Stimulating youth entrepreneurship : barriers and incentives to enterprise start-ups by young people," ILO Working Papers 993881573402676, International Labour Organization.
    4. Kazushi TAKAHASHI & Takayuki HIGASHIKATA & Kazunari TSUKADA, 2010. "The Short‐Term Poverty Impact Of Small‐Scale, Collateral‐Free Microcredit In Indonesia: A Matching Estimator Approach," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 128-155, March.
    5. Hisaki KONO & Kazushi TAKAHASHI, 2010. "Microfinance Revolution: Its Effects, Innovations, And Challenges," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 15-73, March.
    6. Miki HAMADA, 2010. "Commercialization Of Microfinance In Indonesia: The Shortage Of Funds And The Linkage Program," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 156-176, March.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Miki HAMADA, 2010. "Financial Services To The Poor: An Introduction To The Special Issue On Microfinance," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 1-14, March.
    2. Janda, Karel & Zetek, Pavel, 2014. "Mikrofinanční Revoluce: Aktuální Kontroverze A Výzvy [Microfinance Revolution: Recent Controversies And Challenges]," MPRA Paper 54098, University Library of Munich, Germany.
    3. Janda, Karel & Zetek, Pavel, 2014. "Survey of Microfinance Controversies and Challenges," MPRA Paper 56657, University Library of Munich, Germany.
    4. Vuong Quoc, Duy, 2012. "Determinants of household access to formal credit in the rural areas of the Mekong Delta, Vietnam," MPRA Paper 38202, University Library of Munich, Germany.
    5. Miki HAMADA, 2010. "Commercialization Of Microfinance In Indonesia: The Shortage Of Funds And The Linkage Program," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 156-176, March.
    6. Nakano, Yuko & Magezi, Eustadius F., 2020. "The impact of microcredit on agricultural technology adoption and productivity: Evidence from randomized control trial in Tanzania," World Development, Elsevier, vol. 133(C).
    7. Kazushi TAKAHASHI & Takayuki HIGASHIKATA & Kazunari TSUKADA, 2010. "The Short‐Term Poverty Impact Of Small‐Scale, Collateral‐Free Microcredit In Indonesia: A Matching Estimator Approach," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 128-155, March.
    8. Karel Janda & Pavel Zetek, 2015. "Mikrofinanční revoluce: kontroverze a výzvy [Microfinance Revolution: Controversies and Challenges]," Politická ekonomie, Prague University of Economics and Business, vol. 2015(1), pages 108-130.
    9. Kazunari TSUKADA & Takayuki HIGASHIKATA & Kazushi TAKAHASHI, 2010. "Microfinance Penetration And Its Influence On Credit Choice In Indonesia: Evidence From A Household Panel Survey," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 102-127, March.
    10. Wonhyung Lee & Nurul Widyaningrum, 2019. "Multidimensional access to financial services: Insights from Indonesia," Progress in Development Studies, , vol. 19(1), pages 21-35, January.
    11. Catherine Wanjiru Gathitu & Elegwa Mukulu & John Kihoro, 2021. "The influence of credit on the growth of YEDF- funded group-based enterprises in Nairobi County, Kenya," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 10(2), pages 183-194, March.
    12. Fresenbet Zeleke & Girma T. Kassie & Jema Haji & Belaineh Legesse, 2021. "Would Market Sheds Improve Market Participation and Earnings of Small Ruminant Keepers? Evidence from Ethiopia," Journal of Agricultural Economics, Wiley Blackwell, vol. 72(2), pages 470-485, June.
    13. Mohamed, Toka S. & Elgammal, Mohammed M., 2023. "Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers," Emerging Markets Review, Elsevier, vol. 54(C).
    14. Saphetha Appie Gwija & Chux Gervase Iwu, 2014. "Challenges and Prospects of Youth Entrepreneurship Development in a Designated Community in the Western Cape, South Africa," Journal of Economics and Behavioral Studies, AMH International, vol. 6(1), pages 10-20.
    15. Brixiová, Zuzana & Ncube, Mthuli & Bicaba, Zorobabel, 2015. "Skills and Youth Entrepreneurship in Africa: Analysis with Evidence from Swaziland," World Development, Elsevier, vol. 67(C), pages 11-26.
    16. Niels Hermes & Marek Hudon, 2018. "Determinants Of The Performance Of Microfinance Institutions: A Systematic Review," Journal of Economic Surveys, Wiley Blackwell, vol. 32(5), pages 1483-1513, December.
    17. Dao, Nguyen Dinh, 2020. "Does the microcredit intervention change the life of the low- and middle-income households in rural Vietnam? Evidence from panel data," World Development Perspectives, Elsevier, vol. 20(C).
    18. Widiarto, Indra & Emrouznejad, Ali, 2015. "Social and financial efficiency of Islamic microfinance institutions: A Data Envelopment Analysis application," Socio-Economic Planning Sciences, Elsevier, vol. 50(C), pages 1-17.
    19. Muhammad Azrin Nazri & Haleemath Aroosha & Nor Asiah Omar, 2016. "Examination of Factors Affecting Youths’ Entrepreneurial Intention: A Cross-Sectional Study," Information Management and Business Review, AMH International, vol. 8(5), pages 14-24.
    20. Naroș Maria-Simona, 2019. "Foreign Direct Investment and Human Capital Formation," Journal of Intercultural Management, Sciendo, vol. 11(2), pages 163-178, June.

    More about this item

    Keywords

    financial inclusion; youth entrepreneur; clothing industry; Indonesia;
    All these keywords.

    JEL classification:

    • L67 - Industrial Organization - - Industry Studies: Manufacturing - - - Other Consumer Nondurables: Clothing, Textiles, Shoes, and Leather Goods; Household Goods; Sports Equipment
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:44289. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Joachim Winter (email available below). General contact details of provider: https://edirc.repec.org/data/vfmunde.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.