IDEAS home Printed from https://ideas.repec.org/p/osf/osfxxx/6y2gf.html
   My bibliography  Save this paper

The Effect of Financial Literacy and Financial Behavior on Financial Resilience in MSMEs (Study of MSME Actors in Ngagel Village, Surabaya)

Author

Listed:
  • Aulia, Rizki Luthfi
  • Agatha, Meiyola Krisma
  • , Nurfadilah
  • Pandin, Maria Yovita R

Abstract

One of the economic sectors that has attracted the most attention is the manufacturing sector, especially Micro, Small and Medium Enterprises (MSMEs). MSMEs are able to survive the existing financial crises. In addition, MSMEs also make a very large contribution to the Indonesian economy. This article aims to determine the effect of Financial Literacy and Financial Behavior on Financial Resilience in MSMEs in Surabaya, especially in the Ngagel Village. The objects that become variables in this study are Financial Literacy, Financial Behavior, and Financial Resilience. The subjects in this study were MSME actors. This article is a quantitative descriptive using primary data in the form of a questionnaire distributed to MSME actors. The results of this article can be concluded that financial literacy and financial behavior have a positive effect on Financial Resilience in MSMEs to improve behavior in managing business finances well for financial well-being.

Suggested Citation

  • Aulia, Rizki Luthfi & Agatha, Meiyola Krisma & , Nurfadilah & Pandin, Maria Yovita R, 2023. "The Effect of Financial Literacy and Financial Behavior on Financial Resilience in MSMEs (Study of MSME Actors in Ngagel Village, Surabaya)," OSF Preprints 6y2gf, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:6y2gf
    DOI: 10.31219/osf.io/6y2gf
    as

    Download full text from publisher

    File URL: https://osf.io/download/648bd56c6513ba008b3a3261/
    Download Restriction: no
    File URL: https://libkey.io/10.31219/osf.io/6y2gf?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:osf:osfxxx:6y2gf. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: OSF (email available below). General contact details of provider: https://osf.io/preprints/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.