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Financial Education for Migrants and their Families

Author

Listed:
  • Adele Atkinson

    (OECD)

  • Flore-Anne Messy

    (OECD)

Abstract

Money remitted by international migrants is a major source of income for many countries around the world, exceeding all international development funds combined. Yet individual migrants and their families are often amongst the most vulnerable people in society, and many face significant barriers to the access and use of appropriate financial products. Recognising their importance and vulnerability, some home and host countries are taking measures to support migrant workers and their families and improve their financial literacy; in some cases this occurs within the framework of a national strategy for financial education. In order to increase the extent of such support and to improve international co-operation, this paper seeks to illustrate the key challenges and suggest possible ways forward. The lessons learned will be used by the OECD and its International Network on Financial Education to develop a checklist for policy makers in order to increase the coverage of high-quality financial education for migrants.

Suggested Citation

  • Adele Atkinson & Flore-Anne Messy, 2015. "Financial Education for Migrants and their Families," OECD Working Papers on Finance, Insurance and Private Pensions 38, OECD Publishing.
    • Handle: RePEc:oec:dafaad:38-en
    DOI: 10.1787/5js4h5rw17vh-en
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    Citations

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    Cited by:

    1. Entorf, Horst & Hou, Jia, 2018. "Financial Education for the Disadvantaged? A Review," IZA Discussion Papers 11515, Institute of Labor Economics (IZA).
    2. Samuel Nocito & Alessandra Venturini, 2022. "Does Cooperation among Institutions Foster Migrants Inclusion? Evidence from a Case-Study on Financial Literacy in Italy," Working Papers 10/22, Sapienza University of Rome, DISS.
    3. Nocito, Samuel & Venturini, Alessandra, 2024. "Inter-Institutional Cooperation and Migrants' Financial Education: An Italian Case Study," IZA Discussion Papers 17214, Institute of Labor Economics (IZA).
    4. Rahel Kunz & Brenda Ramírez, 2022. "‘Cambiando el chip’: The gendered constellation of subjectivities of the financialisation of remittances in Mexico," Environment and Planning A, , vol. 54(4), pages 779-799, June.

    More about this item

    Keywords

    emigrants; financial education; financial inclusion; immigrants; migrants; remittances;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D18 - Microeconomics - - Household Behavior - - - Consumer Protection
    • F22 - International Economics - - International Factor Movements and International Business - - - International Migration
    • F36 - International Economics - - International Finance - - - Financial Aspects of Economic Integration
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • I28 - Health, Education, and Welfare - - Education - - - Government Policy
    • J61 - Labor and Demographic Economics - - Mobility, Unemployment, Vacancies, and Immigrant Workers - - - Geographic Labor Mobility; Immigrant Workers
    • R23 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Regional Migration; Regional Labor Markets; Population

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