IDEAS home Printed from https://ideas.repec.org/p/imf/imfwpa/2022-140.html
   My bibliography  Save this paper

Women in Fintech: As Leaders and Users

Author

Listed:
  • Purva Khera
  • Ms. Sumiko Ogawa
  • Ms. Ratna Sahay
  • Mahima Vasishth

Abstract

While digital financial services have made access to finance easier, faster, and less costly, helping to broaden digital financial inclusion, its impact on gender gaps varies across countries. Moreover, women leaders in the fintech industry, although growing, remain scarce. This paper explores the interaction between ‘women’ and ‘fintech’ by examining: (i) the role of women leaders on firm-level performance in the fintech industry; and (ii) the determinants of gender gaps in the usage of digital services to better understand the cross-country differences. Results indicate that greater gender diversity in the executive board is associated with better performance of fintech firms.With regard to determinants of the gender gaps in the usage of digital financial services, we find that higher financial and digital literacy of women is associated with lower gender gaps in digital financial inclusion, and that socio-cultural factors also play a key role.

Suggested Citation

  • Purva Khera & Ms. Sumiko Ogawa & Ms. Ratna Sahay & Mahima Vasishth, 2022. "Women in Fintech: As Leaders and Users," IMF Working Papers 2022/140, International Monetary Fund.
    • Handle: RePEc:imf:imfwpa:2022/140
    as

    Download full text from publisher

    File URL: http://www.imf.org/external/pubs/cat/longres.aspx?sk=520862
    Download Restriction: no
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Aurelien K. Yeyouomo & Simplice A. Asongu, 2022. "Fintechs and the financial inclusion gender gap in Sub-Saharan African countries," Working Papers of The Association for Promoting Women in Research and Development in Africa (ASPROWORDA). 22/018, The Association for Promoting Women in Research and Development in Africa (ASPROWORDA).
    2. Simplice A. Asongu & Peter Agyemang-Mintah & Joseph Nnanna & Yolande E. Ngoungou, 2024. "Mobile money innovations, income inequality and gender inclusion in sub-Saharan Africa," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 10(1), pages 1-21, December.

    More about this item

    Keywords

    Firm Performance; Women Leaders; Digital Financial Inclusion; Financial Literacy; Digital Literacy; women leader; share of firm; C. gender gaps; Fintech firm; Women; Gender inequality; Financial inclusion; Gender diversity; Fintech; Middle East and Central Asia; Digital financial services;
    All these keywords.

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:imf:imfwpa:2022/140. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Akshay Modi (email available below). General contact details of provider: https://edirc.repec.org/data/imfffus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.