IDEAS home Printed from https://ideas.repec.org/p/iim/iimawp/wp01500.html
   My bibliography  Save this paper

An Institutional Economics Approach to the Problems of Small Farmer Credit in India

Author

Listed:
  • Datta, Samar K.

Abstract

This paper applies the tools of institutional economics – especially those pertaining to informational asymmetry and transaction costs - for studying the credit problems of small farmers in India, who, in spite of a vast network of credit institutions developed over a long period of time under government ownership and/or control, are alleged as not getting a share of formal sector credit commensurate with their statistical dominance. It uses data collected by the Agro-economic Research Centers and Units under the Ministry of Agriculture, Government of India from a carefully selected sample of 700 borrower households across the country over a period of three years (1997-1998 to 1999-2000) to provide a preliminary explanation of the various dimensions of a credit package in terms of variation in borrower’s village, household and other loan attributes.

Suggested Citation

  • Datta, Samar K., 2003. "An Institutional Economics Approach to the Problems of Small Farmer Credit in India," IIMA Working Papers WP2003-07-01, Indian Institute of Management Ahmedabad, Research and Publication Department.
    • Handle: RePEc:iim:iimawp:wp01500
    as

    Download full text from publisher

    File URL: https://www.iima.ac.in/sites/default/files/rnpfiles/2001-07-01WEA2003.pdf
    File Function: English Version
    Download Restriction: no
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Basab Dasupta, 2005. "Endogenous Growth in the Presence of Informal Credit Markets: A Comparative Analysis Between Credit Rationing and Self-Revelation Regimes," Working papers 2005-18, University of Connecticut, Department of Economics.
    2. Basab Dasgupta, 2004. "Capital Accumulation in the Presence of Informal Credit Contracts: Does the Incentive Mechanism Work Better than Credit Rationing Under Asymmetric Information?," Working papers 2004-32, University of Connecticut, Department of Economics.
    3. Debdatta Pal & Arnab Laha, 2014. "Credit off-take from formal financial institutions in rural India: quantile regression results," Agricultural and Food Economics, Springer;Italian Society of Agricultural Economics (SIDEA), vol. 2(1), pages 1-20, December.
    4. S. Safdar Hosseini & Mohammed Khaledi & Richard Gray, 2009. "An analysis of transaction costs of Islamic banks in rural Iran," Agribusiness, John Wiley & Sons, Ltd., vol. 25(3), pages 291-313.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:iim:iimawp:wp01500. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://edirc.repec.org/data/eciimin.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.