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Can Insurance Reduce Catastrophic Out-of-Pocket Health Expenditure

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  • Rama Joglekar

Abstract

It is argued that for households below poverty line any expenditure on health is catastrophic as they are unable to attain the subsistence level of consumption. Thus, zero percent is taken as a threshold level to define catastrophic health expenditure and examine the impact of health insurance on probability of incurring catastrophic health expenditure. The study is based on a purposive sample survey covering 1,200 households from Ahmedabad and neighbouring areas. Thus, sample is not representative and results are valid only for the sample. A representative sample survey, namely, World Health Survey, and aim to examine the impact of health insurance on catastrophic health care payments for six Indian states.[IGIDR WP -2008-016].

Suggested Citation

  • Rama Joglekar, 2008. "Can Insurance Reduce Catastrophic Out-of-Pocket Health Expenditure," Working Papers id:1647, eSocialSciences.
    • Handle: RePEc:ess:wpaper:id:1647
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    1. Deepak Balasubramanian & Shankar Prinja & Arun Kumar Aggarwal, 2015. "Effect of User Charges on Secondary Level Surgical Care Utilization and Out-of-Pocket Expenditures in Haryana State, India," PLOS ONE, Public Library of Science, vol. 10(5), pages 1-15, May.
    2. Leila Doshmangir & Edris Hasanpoor & Gerard Joseph Abou Jaoude & Behzad Eshtiagh & Hassan Haghparast-Bidgoli, 2021. "Incidence of Catastrophic Health Expenditure and Its Determinants in Cancer Patients: A Systematic Review and Meta-analysis," Applied Health Economics and Health Policy, Springer, vol. 19(6), pages 839-855, November.

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    More about this item

    Keywords

    health; poverty; households; OOP; WHO; care; payment; elementary education; purposive sample survey; Indian states; Ahmedabad; social insurance; care provider; demographic expenditure; insurance; consumption; probability; subsistence level; catastrophic; Out-of-Pocket; india; insurance; poor;
    All these keywords.

    JEL classification:

    • I12 - Health, Education, and Welfare - - Health - - - Health Behavior
    • I19 - Health, Education, and Welfare - - Health - - - Other

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