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Determinants of bank lending in Europe and the United States: Evidence from crisis and post-crisis years

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  • Marino, Immacolata
  • D'Onofrio, Alexandra
  • Bruno, Brunella

Abstract

We investigate bank lending patterns and their determinants in Europe and the United States over 2008-2014. Specifically, we relate bank characteristics prior to the financial crisis to their lending behaviour during and after the crisis period. Our analysis confirms the existence of a bank lending channel. This channel seems stronger in Europe than in the United States, especially if we look at corporate loans rather than at the whole loan portfolio.

Suggested Citation

  • Marino, Immacolata & D'Onofrio, Alexandra & Bruno, Brunella, 2017. "Determinants of bank lending in Europe and the United States: Evidence from crisis and post-crisis years," CEPR Discussion Papers 12002, C.E.P.R. Discussion Papers.
    • Handle: RePEc:cpr:ceprdp:12002
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    References listed on IDEAS

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    More about this item

    Keywords

    Bank loans; Corporate loans; Bank lending channel; Crisis;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
    • G01 - Financial Economics - - General - - - Financial Crises

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