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Sector rural colombiano: crédito y actividad agrícola

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  • Fabio José De La Hoz Aguilar

Abstract

El crédito agrícola es considerado un elemento fundamental para el desarrollo rural. Su implementación, como instrumento de política pública, está sustentada en una relación positiva entre el acceso a recursos de financiación y la dinámica productiva agrícola. Desde un marco metodológico mixto, esta investigación analiza esta relación en el contexto colombiano. A partir de estimaciones realizadas con los registros del Censo Nacional Agropecuario (CNA) y de entrevistas semiestructuradas realizadas con individuos involucrados con la actividad agrícola, se encuentra que, si bien existe evidencia de la relación entre el crédito y la actividad agrícola en el país, las preferencias y restricciones socioeconómicas de los agricultores colombianos, el engranaje institucional involucrado con el financiamiento y las características de los territorios donde se desarrolla esta actividad productiva, pueden estar distorsionando el efecto que el crédito agrícola podría tener. En consecuencia, se plantea la necesidad de revisar elementos de la política pública de desarrollo rural en Colombia: la pertinencia, oportunidad y el uso efectivamente productivo de los recursos otorgados en términos de crédito agrícola. ***** Agricultural credit is considered a fundamental element for rural development. Its implementation, as an instrument of public policy, is justified on a positive relationship between access to financing resources and agricultural production dynamics. From a mixed methodological framework, this research analyzes this relationship in the colombian context. Using the National Agricultural Census (CNA) and semi-structured interviews, it is found that there is a relationship between credit and agricultural activity in the country. However, preferences and socio-economic constraints of Colombian farmers, the institutional gear involved with financing and the characteristics of the territories, may be distorting the effect that agricultural credit could have. Consequently, there is a need to review the elements of the public policy of rural development in Colombia: the relevance, the opportunity and effective use of productive products of the resources granted in the terms of agricultural credit.

Suggested Citation

  • Fabio José De La Hoz Aguilar, 2019. "Sector rural colombiano: crédito y actividad agrícola," Documentos de trabajo 17633, Escuela de Gobierno - Universidad de los Andes.
  • Handle: RePEc:col:000547:017633
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    References listed on IDEAS

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    2. Gershon Feder & Lawrence J. Lau & Justin Y. Lin & Xiaopeng Luo, 1990. "The Relationship between Credit and Productivity in Chinese Agriculture: A Microeconomic Model of Disequilibrium," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 72(5), pages 1151-1157.
    3. Juan José Echavarría, 2018. "Impacto del crédito sobre el agro en Colombia: evidencia del nuevo Censo nacional agropecuario," Chapters, in: Mauricio Villamizar-Villegas & Sara Restrepo-Tamayo & Juan David Hernández-Leal (ed.), Superando barreras: el impacto del crédito en el sector agrario en Colombia, chapter 2, pages 41-72, Banco de la Republica de Colombia.
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