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Estimando Seleção Adversa Em Planos De Saúde

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  • Sandro Leal Alves

Abstract

This paper investigates the existence of adverse selection in the brazilian health plan market. By using recent developed methodology it was not possible to confirm the existence of the fenomenon in the before regulation period. These results present new challenges to the current regulation, specially because it alerts to the possible trade-off between acess assurance and economic efficiency when one imposes minimum coverage of benefits.

Suggested Citation

  • Sandro Leal Alves, 2004. "Estimando Seleção Adversa Em Planos De Saúde," Anais do XXXII Encontro Nacional de Economia [Proceedings of the 32nd Brazilian Economics Meeting] 098, ANPEC - Associação Nacional dos Centros de Pós-Graduação em Economia [Brazilian Association of Graduate Programs in Economics].
    • Handle: RePEc:anp:en2004:098
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    File URL: http://www.anpec.org.br/encontro2004/artigos/A04A098.pdf
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    References listed on IDEAS

    as
    1. Amy Finkelstein, 2002. "Minimum Standards and Insurance Regulation: Evidence from the Medigap Market," NBER Working Papers 8917, National Bureau of Economic Research, Inc.
    2. Michael Rothschild & Joseph Stiglitz, 1976. "Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 90(4), pages 629-649.
    3. Neudeck, Werner & Podczeck, Konrad, 1996. "Adverse selection and regulation in health insurance markets," Journal of Health Economics, Elsevier, vol. 15(4), pages 387-408, August.
    4. George A. Akerlof, 1970. "The Market for "Lemons": Quality Uncertainty and the Market Mechanism," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 84(3), pages 488-500.
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    More about this item

    JEL classification:

    • I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets

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