Report NEP-PAY-2025-02-10

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Bátiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Carlos Cantú & Jon Frost & Tirupam Goel & Jermy Prenio, 2024. "From financial inclusion to financial health," BIS Bulletins 85, Bank for International Settlements.
• Rodney Garratt & Priscilla Koo Wilkens & Hyun Song Shin, 2024. "Next generation correspondent banking," BIS Bulletins 87, Bank for International Settlements.
• Sebastian Hernandez & Helena Wang & Badr Omrane & Vera Roberts & David Pereyra, 2025. "Tech Reluctance: Fostering Empathy for Canadians Facing Challenges with Digital Systems," Discussion Papers 2025-02, Bank of Canada.
• Ozili, Peterson K, 2024. "Dissatisfaction theory of financial inclusion," MPRA Paper 123294, University Library of Munich, Germany.
• Di Wu, 2025. "Institutional Adoption and Correlation Dynamics: Bitcoin's Evolving Role in Financial Markets," Papers 2501.09911, arXiv.org.
• Magomedov, Said & Fantazzini, Dean, 2025. "Modeling and Forecasting the Probability of Crypto-Exchange Closures: A Forecast Combination Approach," MPRA Paper 123416, University Library of Munich, Germany.
• Escribano Saez, Álvaro & Rodríguez, Juan Andrés & Arranz Cuesta, Miguel Angel, 2025. "Are money demand equations still alive and kicking? Historical evidence of cointegration for the UK, using nonlinear techniques," UC3M Working papers. Economics 45845, Universidad Carlos III de Madrid. Departamento de Economía.
• Ozili, Peterson K, 2024. "Impact of financial inclusion, financial stability, bank nonperforming loans, inflation, macroeconomic management quality and unemployment on economic growth in Nigeria," MPRA Paper 123293, University Library of Munich, Germany.
• Rodney Garratt & Hyun Song Shin, 2023. "Stablecoins versus tokenised deposits: implications for the singleness of money," BIS Bulletins 73, Bank for International Settlements.
• Sergio Toro-Maureira & Alejandro Olivares & Rocio Saez-Vergara & Sebastian Valenzuela & Macarena Valenzuela & Teresa Correa, 2025. "The Missing Link: Identifying Digital Intermediaries in E-Government," Papers 2501.10846, arXiv.org.
• Ozili, Peterson K, 2025. "Assessing global interest in financial inclusion information," MPRA Paper 123298, University Library of Munich, Germany.
• Ramin Mousa & Meysam Afrookhteh & Hooman Khaloo & Amir Ali Bengari & Gholamreza Heidary, 2025. "Forecasting of Bitcoin Prices Using Hashrate Features: Wavelet and Deep Stacking Approach," Papers 2501.13136, arXiv.org.
• Mahya Karbalaii, 2025. "Monetary Evolution: How Societies Shaped Money from Antiquity to Cryptocurrencies," Papers 2501.10443, arXiv.org.
• Cigdem Gedikli & Robert Hill & Oleksandr Talavera & Okan Yilmaz, 2025. "Online Real Estate Agencies and their Impact on the Housing Market," Discussion Papers 25-01, Department of Economics, University of Birmingham.
• Elmira, Elza Samantha & Suryahadi, Asep, 2025. "Impact of Super Apps on the Nutrition Transition in Low- and Middle-Income Countries: Evidence from Indonesia," Discussion Papers 349215, University of Bonn, Center for Development Research (ZEF).
• Ozili, Peterson K, 2024. "Vulnerable Group Theory of Financial Inclusion," MPRA Paper 123291, University Library of Munich, Germany.
• Iñaki Aldasoro & Sebastian Doerr & Leonardo Gambacorta & Rodney Garratt & Koo Wilkens, 2023. "The tokenisation continuum," BIS Bulletins 72, Bank for International Settlements.
• Douglas Kiarelly Godoy de Araujo & Sebastian Doerr & Leonardo Gambacorta & Bruno Tissot, 2024. "Artificial intelligence in central banking," BIS Bulletins 84, Bank for International Settlements.
• Ozili, Peterson K, 2024. "Financial inclusion and financial crisis: arguments, stylized facts and evidence," MPRA Paper 123290, University Library of Munich, Germany.
• Chanelle Duley & Leonardo Gambacorta & Rodney Garratt & Priscilla Koo Wilkens, 2023. "The oracle problem and the future of DeFi," BIS Bulletins 76, Bank for International Settlements.
• Paul Gertler & Sean Higgins & Ulrike Malmendier & Waldo Ojeda, 2025. "Do Behavioral Frictions Prevent Firms from Adopting Profitable Opportunities?," NBER Working Papers 33387, National Bureau of Economic Research, Inc.
• Giulio Cornelli & Sebastian Doerr & Jon Frost & Leonardo Gambacorta, 2023. "Crypto shocks and retail losses," BIS Bulletins 69, Bank for International Settlements.
• Shakeel, Jovera & Munir, Shehzil & Mirza, Schaff & Abdullah, Khan, 2024. "Impact of Digital Literacy on Financial Outcomes – A Cross-Country Analysis," MPRA Paper 123374, University Library of Munich, Germany.
• John Theal & Pavel Dvorak, 2024. "An index of digital financial participation for EU countries: Where does Luxembourg stand?," BCL working papers 191, Central Bank of Luxembourg.
• Ozili, Peterson K, 2025. "Exchange rate and financial inclusion," MPRA Paper 123292, University Library of Munich, Germany.
• Ozili, Peterson K, 2025. "Financial inclusion and bank stability: evidence from capital buffer and capital adequacy ratio," MPRA Paper 123301, University Library of Munich, Germany.
• Ozili, Peterson K, 2024. "Digital agency theory of financial inclusion: a theory of digital financial inclusion," MPRA Paper 123296, University Library of Munich, Germany.
• Beknazar-Yuzbashev, George & Jiménez-Durán, Rafael & McCrosky, Jesse & Stalinski, Mateusz, 2025. "Toxic Content and User Engagement on Social Media: Evidence from a Field Experiment," CAGE Online Working Paper Series 741, Competitive Advantage in the Global Economy (CAGE).
• Ologunebi, John & Taiwo, Ebenezer, 2025. "The Impact of Digital Communication on Governance, Political Dynamics, and Leadership; A Case Study of the Nigerian People and Process," MPRA Paper 123310, University Library of Munich, Germany.
• Bogdan Marza & Renate-Doina Bratu & Razvan Serbu & Sebastian Emanuel Stan & Camelia Oprean-Stan, 2025. "Applying AHP and FUZZY AHP Management Methods to Assess the Level of Financial and Digital Inclusion," Papers 2501.10001, arXiv.org.