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Connecting the Disconnected : Coping Strategies of the Financially Excluded in Bhutan

Author

Listed:
  • Cecile T. Niang
  • Mihasonirina Andrianaivo
  • Katherine S. Diaz
  • Sarah Zekri

Abstract

In the spring of 2012, the Royal Monetary Authority of Bhutan and the World Bank commissioned a diagnostic assessment of financial practices and strategies among urban and rural Bhutanese. The resulting survey, the Bhutan financial inclusion focus group survey, represents one of the first efforts to capture household financial management practices in the country. The assessment, undertaken at the request of a government working group led by the Royal Monetary Authority, was designed to inform Bhutan's Financial Inclusion Policy by providing information about households' use of and demand for financial services. Since the research mainly captures the perspectives of Bhutanese households, this report does not present recommendations. Instead, its findings from the field research provide qualitative evidence that has informed the financial inclusion policy by highlighting opportunities and challenges in increasing financial inclusion.

Suggested Citation

  • Cecile T. Niang & Mihasonirina Andrianaivo & Katherine S. Diaz & Sarah Zekri, 2013. "Connecting the Disconnected : Coping Strategies of the Financially Excluded in Bhutan," World Bank Publications - Books, The World Bank Group, number 13104.
    • Handle: RePEc:wbk:wbpubs:13104
    as

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    References listed on IDEAS

    as
    1. Tatiana Nenova & Cecile Thioro Niang & Anjum Ahmad, 2009. "Bringing Finance to Pakistan's Poor : Access to Finance for Small Enterprises and the Underserved," World Bank Publications - Books, The World Bank Group, number 13803.
    2. World Bank, 2010. "Small Area Estimation of Poverty in Rural Bhutan," World Bank Publications - Reports 12348, The World Bank Group.
    3. Holzmann, Robert, 2010. "Bringing Financial Literacy and Education to Low and Middle Income Countries: The Need to Review, Adjust, and Extend Current Wisdom," IZA Discussion Papers 5114, Institute of Labor Economics (IZA).
    4. World Bank, 2010. "Bhutan Investment Climate Assessment Report : Vitalizing the Private Sector, Creating Jobs, Volume 2," World Bank Publications - Reports 12872, The World Bank Group.
    5. World Bank, 2010. "Bhutan Investment Climate Assessment Report : Vitalizing the Private Sector, Creating Jobs, Volume 1. Summary Report," World Bank Publications - Reports 12871, The World Bank Group.
    Full references (including those not matched with items on IDEAS)

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