IDEAS home Printed from https://ideas.repec.org/a/wsi/jecxxx/v03y1995i04ns0218495895000234.html
   My bibliography  Save this article

Female Entrepreneurs In Australia: An Investigation Of Financial And Family Issues

Author

Listed:
  • JOHN BREEN

    (Department of Accountancy and Law, Victoria University of Technology, Australia)

  • CHERYL CALVERT

    (Department of Accountancy and Law, Victoria University of Technology, Australia)

  • JUDY OLIVER

    (Department of Accountancy and Law, Victoria University of Technology, Australia)

Abstract

This paper discusses the findings of a survey of female entrepreneurs in Australia and provides a profile of the female entrepreneur and their business activity. The characteristics of the entrepreneur are described, including their motivation for going into business, their attitudes toward training and joining networks. The issues of access to finance and family/business conflict are further investigated in the light of current literature. The results indicate that female entrepreneurs in Australia are well educated and tend to commence their businesses with low start-up capital obtained from personal savings or from family and friends. Their businesses are concentrated in the services sector, with a significant number starting out as home-based businesses. Despite evidence that female entrepreneurs have difficulty in obtaining loan funds, the survey results indicated that a high proportion of female entrepreneurs applying for loans were successful. Further analysis of the survey data indicated that the reason for the loan success had little to do with the strength of the business. This was evidenced by the respondents advising that the main type of information requested at the loan interview was personal financial details, that a high proportion of loans were secured by the family home, and that financial institutions required little in the way of ongoing reporting.

Suggested Citation

  • John Breen & Cheryl Calvert & Judy Oliver, 1995. "Female Entrepreneurs In Australia: An Investigation Of Financial And Family Issues," Journal of Enterprising Culture (JEC), World Scientific Publishing Co. Pte. Ltd., vol. 3(04), pages 445-461.
  • Handle: RePEc:wsi:jecxxx:v:03:y:1995:i:04:n:s0218495895000234
    DOI: 10.1142/S0218495895000234
    as

    Download full text from publisher

    File URL: http://www.worldscientific.com/doi/abs/10.1142/S0218495895000234
    Download Restriction: Access to full text is restricted to subscribers

    File URL: https://libkey.io/10.1142/S0218495895000234?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Naima Lassoued & Imen Khanchel & Imen Fakhfakh & Mehdi Etteyeb, 2024. "Entrepreneur characteristics and financing patterns in SMES of MENA countries: Overcoming the burdens of liability of newness," Journal of International Development, John Wiley & Sons, Ltd., vol. 36(2), pages 1507-1535, March.
    2. Angélique Rodhain & Sophia Belghiti-Mahut & Anne-Laurence Lafont & Florence Rodhain, 2020. "Parenting : towards a work-life articulation model of women entrepreneurs," Post-Print hal-03085319, HAL.
    3. Lotfi Mazhoudi, 2021. "L'entrepreneuriat féminin entre nécessité économique et contraintes sociales : cas des entrepreneures tunisiennes," Post-Print hal-03767467, HAL.
    4. John Watson, 2005. "External funding and firm growth: Comparing female- and male-controlled SMEs," Venture Capital, Taylor & Francis Journals, vol. 8(1), pages 33-49, October.
    5. Li, Wenchao & Tong, Di, 2023. "The benefits of having an entrepreneur-mother: Influence of mother's entrepreneurial status on human capital formation among children," Journal of Business Venturing, Elsevier, vol. 38(6).

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:wsi:jecxxx:v:03:y:1995:i:04:n:s0218495895000234. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Tai Tone Lim (email available below). General contact details of provider: http://www.worldscinet.com/jec/jec.shtml .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.