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Micro‐insurance: Extending Health Insurance to the Excluded

Author

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  • David M. Dror
  • Christian Jacquier

Abstract

This paper proposes a way to improve health provision for populations that are usually excluded from access to health services. It starts out from a short description of who the excluded are, and what they are excluded from. The paper then looks at the major policy statements elaborated at the international level, and proceeds to propose the missing dimension. Next, based on field testing and analysis of several tens of pilot cases, the paper proposes a concept for group‐based health insurance, or “micro‐insurance”, and explains its rationale and its components. Lastly, the paper proposes a strategy to implement this concept.

Suggested Citation

  • David M. Dror & Christian Jacquier, 1999. "Micro‐insurance: Extending Health Insurance to the Excluded," International Social Security Review, John Wiley & Sons, vol. 52(1), pages 71-97.
    • Handle: RePEc:wly:intssr:v:52:y:1999:i:1:p:71-97
    DOI: 10.1111/1468-246X.00034
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    Cited by:

    1. Matthew Jowett & Anil Deolalikar & Peter Martinsson, 2004. "Health insurance and treatment seeking behaviour: evidence from a low‐income country," Health Economics, John Wiley & Sons, Ltd., vol. 13(9), pages 845-857, September.
    2. Bekele Belayihun Tefera & Mengistu Asnake Kibret & Yordanos B Molla & Girma Kassie & Aynalem Hailemichael & Tarekegn Abate & Hailu Zelelew & Binyam Fekadu Desta & Elizabeth Futrell & Zewditu Kebede & , 2021. "The interaction of healthcare service quality and community-based health insurance in Ethiopia," PLOS ONE, Public Library of Science, vol. 16(8), pages 1-16, August.
    3. Tabor, Steven R., 2005. "Community-based health insurance and social protection policy," Social Protection Discussion Papers and Notes 32545, The World Bank.
    4. Jutting, Johannes Paul, 2002. "Die neue Rolle von Sozialer Sicherung für ländliche Entwicklung in Entwicklungsländern," German Journal of Agricultural Economics, Humboldt-Universitaet zu Berlin, Department for Agricultural Economics, vol. 51(04), pages 1-9.
    5. David Mark Dror & Martin Eling, 2021. "Innovations in microinsurance research," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 46(3), pages 325-330, July.
    6. Denis Drechsler & Johannes Jütting, 2005. "Is There a Role for Private Health Insurance in Developing Countries?," Discussion Papers of DIW Berlin 517, DIW Berlin, German Institute for Economic Research.
    7. Koen Rossel-Cambier, 2008. "Combined Micro-Finance: Selected Research Questions from a Stakeholder Point of View," Working Papers CEB 08-004.RS, ULB -- Universite Libre de Bruxelles.
    8. Nathanael Ojong, 2019. "Healthcare Financing in Rural Cameroon," Societies, MDPI, vol. 9(4), pages 1-12, November.
    9. Rajneesh Chowdhury & Nihar Jangle, 2018. "Critical Systems Thinking Towards Enhancing Community Engagement in Micro-insurance," Global Journal of Flexible Systems Management, Springer;Global Institute of Flexible Systems Management, vol. 19(3), pages 209-224, September.
    10. Ahuja, Rajeev & Jutting, Johannes Paul, 2003. "Are The Poor Too Poor To Demand Health Insurance?," 2003 Annual Meeting, August 16-22, 2003, Durban, South Africa 25821, International Association of Agricultural Economists.
    11. Matthew Jowett, 2004. "Theoretical insights into the development of health insurance in low-income countries," Working Papers 188chedp, Centre for Health Economics, University of York.
    12. Nick Bernards, 2022. "Waiting for the market? Microinsurance and development as anticipatory marketization," Environment and Planning A, , vol. 54(5), pages 949-965, August.
    13. Juliette Alenda-Demoutiez & Bruno Boidin, 2019. "Community-based mutual health organisations in Senegal: a specific form of social and solidarity economy?," Post-Print hal-02400072, HAL.
    14. Koen Rossel-Cambier, 2011. "Is Combined Microfinance an Instrument to enhance Sustainable Pro-Poor Public Policy Outcomes?," Working Papers CEB 11-013, ULB -- Universite Libre de Bruxelles.

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