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The attractiveness of FX housing loans for housholds in view of supervisory actions in selected EU countries

Author

Listed:
  • Świerczyńska Marta

    (The University of Warsaw, Doctoral Studies of Economy)

  • Węglińska Mariola

    (The University of Warsaw, Doctoral Studies of Economy)

Abstract

The article relates to the attractiveness of FX housing loans for households which led to over increase in EU countries. Results of comparative analysis conducted for Poland, Austria, Romania and Hungary indicates that actions taken by the supervisory bodies dedicated to demand indicators influence credit increase limitation in different ways. Non-standard actions taken seem to be most effective. Nevertheless, looking at the Hungarian caseit brings high costs to the economy.

Suggested Citation

  • Świerczyńska Marta & Węglińska Mariola, 2017. "The attractiveness of FX housing loans for housholds in view of supervisory actions in selected EU countries," Financial Internet Quarterly (formerly e-Finanse), Sciendo, vol. 13(4), pages 37-53, December.
    • Handle: RePEc:vrs:finiqu:v:13:y:2017:i:4:p:37-53:n:3
    DOI: 10.1515/fiqf-2016-0034
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    References listed on IDEAS

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    More about this item

    Keywords

    FX loans; housing loans; risk; supervisory actions; customers; households;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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