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Saving In Foreign Currency And Its Effects: An Empirical Analysis

Author

Listed:
  • Oana NITU

    (Ovidius University of Constanta, Romania)

  • Claudiu Valentin NITU

    (Dimitrie Cantemir University of Bucharest, Romania)

  • Cosmin TILEAGA

    (Lucian Blaga University of Sibiu, Romania)

Abstract

Studying the ways of training, of the influence factors and of the ways to place people's savings by making such research, offers the possibility of scientific development and reasoning of the appropriate model of population on saving in the difficult conditions in which Romania is now. Household savings trends are reflected in the standards of living and welfare. Savings, as an influencing factor of the standard of living and welfare, depend on the level of inflation, the interest rate liabilities and the income, which suggests that, before drawing any conclusion about saving, changes of the size of people savings should be considered. In Romania, in the current period, a series of studies and analyzes occurs, in which, statistically, multiple concepts of living are assessed and defined. These studies were signed by researchers from the National Institute of Statistics, the National Bank and the Deposit Guarantee Fund in the Banking System.

Suggested Citation

  • Oana NITU & Claudiu Valentin NITU & Cosmin TILEAGA, 2012. "Saving In Foreign Currency And Its Effects: An Empirical Analysis," HOLISTICA Journal of Business and Public Administration, Association Holistic Research Academic (HoRA), vol. 3(2), pages 7-17, July - De.
    • Handle: RePEc:urn:urnste:v:3:y:2012:i:2:p:7-17
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    More about this item

    Keywords

    savings; currency savings; dynamics; deposits;
    All these keywords.

    JEL classification:

    • D - Microeconomics
    • D1 - Microeconomics - - Household Behavior
    • D13 - Microeconomics - - Household Behavior - - - Household Production and Intrahouse Allocation
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • E2 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth

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