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Planes de pensión de capitalización individual y beneficios previsionales para trabajadoras de la tercera edad de bajos ingresos

Author

Listed:
  • Armando Barrientos
  • Luis Firinguetti

Abstract

Este artículo pretende verificar si el sistema provisional obligatorio de capitalización individual introducido en Chile en 1981 es apropiado para mujeres de bajos ingresos y empleo irregular. Sobre la base de los datos de la encuesta CASEN de 1990, se construyen perfiles de ingreso por edad para grupos seleccionados de mujeres. A partir de ellos, se simula la acumulación del fondo de pensiones y sus beneficios resultantes. Se estudian las relaciones entre el beneficio provisional, los ingresos netos finales y la pensión mínima, y se discuten los cambios de políticas del sector. El trabajo concluye que sólo una combinación de altas tasas de rentabilidad y bajas tasas de crecimiento del salario pueden asegurar que esas trabajadoras reciban beneficios previsionales adecuados.

Suggested Citation

  • Armando Barrientos & Luis Firinguetti, 1995. "Planes de pensión de capitalización individual y beneficios previsionales para trabajadoras de la tercera edad de bajos ingresos," Estudios de Economia, University of Chile, Department of Economics, vol. 22(1 Year 19), pages 17-44, June.
    • Handle: RePEc:udc:esteco:v:22:y:1995:i:1:p:17-44
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    Citations

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    Cited by:

    1. Marcela PARADA‐CONTZEN, 2023. "Gender, family status and health characteristics: Understanding retirement inequalities in the Chilean pension model," International Labour Review, International Labour Organization, vol. 162(2), pages 271-303, June.
    2. Barrientos, Armando, 1998. "Pension reform, personal pensions and gender differences in pension coverage," World Development, Elsevier, vol. 26(1), pages 125-137, January.

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