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Decision Model of Use E-Money in Covid-19 Pandemic Situation

Author

Listed:
  • Ni Putu Dyah Krismawintari

    (Universitas Dhyana Pura)

  • Yeyen Komalasari

    (Universitas Dhyana Pura)

  • I Gusti Bagus Rai Utama

    (Universitas Dhyana Pura)

  • Christimulia Purnama Trimurti

    (Universitas Dhyana Pura)

  • I Wayan Ruspendi Junaedi

    (Universitas Dhyana Pura)

Abstract

this research was conducted to determine what variables influenced the e-money usage decision model during the Covid-19 pandemic. The survey involved 160 respondents during the Covid-19 pandemic. This research uses a quantitative approach using structural analysis of the SEM-AMOS model. A person's decision to use e-money is significantly influenced by concerns about Covid-19 transmission when they leave the house. Other variables are the frequency of someone searching for news about Covid-19, transaction behavior, ease of electronic money, efforts to attract the use of E-Money by service providers, and the use of cash when COVID-19 does not have a significant effect. Suggestions that can be given if e-money services want to increase public interest in using non-cash services, it is necessary to increase the security of transactions and provide facilities or service features that can be accessed from home.

Suggested Citation

  • Ni Putu Dyah Krismawintari & Yeyen Komalasari & I Gusti Bagus Rai Utama & Christimulia Purnama Trimurti & I Wayan Ruspendi Junaedi, 2020. "Decision Model of Use E-Money in Covid-19 Pandemic Situation," Technium Social Sciences Journal, Technium Science, vol. 10(1), pages 280-290, August.
    • Handle: RePEc:tec:journl:v:10:y:2020:i:1:p:280-290
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    References listed on IDEAS

    as
    1. Zura Kakushadze & Jim Kyung-Soo Liew, 2020. "Coronavirus: Case for Digital Money?," Papers 2005.10154, arXiv.org.
    2. Zura Kakushadze & Jim Kyung-Soo Liew, 2020. "Coronavirus: The Case for Digital Money?," World Economics, World Economics, 1 Ivory Square, Plantation Wharf, London, United Kingdom, SW11 3UE, vol. 21(1), pages 177-190, January.
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    Citations

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    Cited by:

    1. H Hamdan & I Wayan Ruspendi Junaedi & I Gusti Bagus Rai Utama, 2020. "The Changes in Business Culture after the COVID-19 Pandemic in Indonesian Perspective," Technium Social Sciences Journal, Technium Science, vol. 13(1), pages 80-89, November.
    2. Aysen Bakkaloglu & Yavuz Toraman, 2022. "Examining Individuals’ Attitudes Toward Electronic Money in the Framework of the Technology Acceptance Model," Journal of Economic Policy Researches, Istanbul University, Faculty of Economics, vol. 9(2), pages 475-494, July.

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    More about this item

    Keywords

    E-Money; Covid-19; Non-Cash; Cash; Pandemic;
    All these keywords.

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

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