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Blockchain and catching-up in developing countries: The case of financial inclusion in Africa

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  • Roberto Mavilia
  • Roberta Pisani

Abstract

Blockchain technology, born as a tool to support Bitcoins (the most popular and controversial cryptocurrency in the world) has set itself in a very short time as a disruptive technology able not only to revolutionize existing businesses but also to create new ones. This work illustrates the main characteristics of the blockchain and its functioning, and then focuses on the potential applications that can be implemented for developing countries. More specifically, the work, considers the case of financial inclusion in Africa, on the basis of the Global Findex 2017 data, the World Bank Survey on financial inclusion. The empirical analysis identifies the weaknesses in the current financial system in Africa and constitues the basis to discuss potential blockchain solutions to reduce the current level of financial exclusion and pursue sustainable development for African countries.

Suggested Citation

  • Roberto Mavilia & Roberta Pisani, 2020. "Blockchain and catching-up in developing countries: The case of financial inclusion in Africa," African Journal of Science, Technology, Innovation and Development, Taylor & Francis Journals, vol. 12(2), pages 151-163, February.
    • Handle: RePEc:taf:rajsxx:v:12:y:2020:i:2:p:151-163
    DOI: 10.1080/20421338.2019.1624009
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    Cited by:

    1. Böhmecke-Schwafert, Moritz & García Moreno, Eduardo, 2023. "Exploring blockchain-based innovations for economic and sustainable development in the global south: A mixed-method approach based on web mining and topic modeling," Technological Forecasting and Social Change, Elsevier, vol. 191(C).

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