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Financial Literacy and Retirement Planning among Government Officers in Malaysia

Author

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  • Shirley Tan
  • Kuppusamy Singaravelloo

Abstract

This study examines the level of financial literacy, financial behaviour and retirement planning behaviour and its dynamics among Malaysian government officers involving 320 employees working in the federal government administrative centre in Putrajaya and Kuala Lumpur using a questionnaire. Findings show high level of financial literacy, good financial behaviour but a mediocre in retirement planning behaviour, and only education and personal income positively influence financial literacy. Age and gender of officers do not influence financial literacy. Furthermore, financial literacy does not correlate with retirement planning and neither does it mediate the relationship between financial behaviour and retirement planning.

Suggested Citation

  • Shirley Tan & Kuppusamy Singaravelloo, 2020. "Financial Literacy and Retirement Planning among Government Officers in Malaysia," International Journal of Public Administration, Taylor & Francis Journals, vol. 43(6), pages 486-498, April.
    • Handle: RePEc:taf:lpadxx:v:43:y:2020:i:6:p:486-498
    DOI: 10.1080/01900692.2019.1672078
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    Cited by:

    1. Cheung, Yan-Leung & Mak, Billy S.C. & Shu, Hao & Tan, Weiqiang, 2023. "Impact of financial investment on confidence in a happy future retirement," International Review of Financial Analysis, Elsevier, vol. 89(C).
    2. Shallu Saini & Tejinder Sharma & Satyanarayana Parayitam, 2024. "The Relationship Between Financial Knowledge, Investment Strategy and Satisfaction From Pension Schemes: Evidence From India," Asia-Pacific Financial Markets, Springer;Japanese Association of Financial Economics and Engineering, vol. 31(1), pages 101-135, March.

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