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Credit And Women'S Group Membership In South India: Testing Models Of Intrahousehold Allocative Behavior

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  • Nathalie Holvoet

Abstract

This article uses empirical data from the author's own South India household survey, which compares the impact of slightly diverging credit schemes upon selected indicators of allocative behavior to test the value added of an economic institutional approach for modeling intrahousehold allocation. It is argued that the income-pooling test and conventional neoclassical household models inadequately picture what happens within households as they start from the premise that behavior is built solely upon free agency. An alternative economic institutional approach is proposed and an expanded test framework is set out. Empirical research findings show that unveiling decision-making processes may indicate why individuals act as if they hold common preferences. The article suggests that changes in selected allocative outcomes occur mainly as a result of changes in underlying allocative processes and further demonstrates that membership in women's groups is one effective way of changing intrahousehold decision-making processes and outcomes.

Suggested Citation

  • Nathalie Holvoet, 2005. "Credit And Women'S Group Membership In South India: Testing Models Of Intrahousehold Allocative Behavior," Feminist Economics, Taylor & Francis Journals, vol. 11(3), pages 27-62.
    • Handle: RePEc:taf:femeco:v:11:y:2005:i:3:p:27-62
    DOI: 10.1080/13545700500301072
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    References listed on IDEAS

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    1. Haddad, Lawrence James & Peña, Christine & Nishida, Chizuru & Quisumbing, Agnes R. & Slack, Alison T., 1996. "Food security and nutrition implications of intrahousehold bias," FCND discussion papers 19, International Food Policy Research Institute (IFPRI).
    2. Bina Agarwal, 1997. "''Bargaining'' and Gender Relations: Within and Beyond the Household," Feminist Economics, Taylor & Francis Journals, vol. 3(1), pages 1-51.
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    Cited by:

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    2. John K. Pattison‐Williams & Philippe Marcoul & Sandeep Mohapatra, 2023. "Intrahousehold moral hazard frictions and household poverty traps in rural India," Economics of Transition and Institutional Change, John Wiley & Sons, vol. 31(1), pages 67-96, January.
    3. Karimli, Leyla & Lecoutere, Els & Wells, Christine R. & Ismayilova, Leyla, 2021. "More assets, more decision-making power? Mediation model in a cluster-randomized controlled trial evaluating the effect of the graduation program on women's empowerment in Burkina Faso," World Development, Elsevier, vol. 137(C).
    4. Fitsum W. Bayissa & Jeroen Smits & Ruerd Ruben, 2018. "The Multidimensional Nature of Women's Empowerment: Beyond the Economic Approach," Journal of International Development, John Wiley & Sons, Ltd., vol. 30(4), pages 661-690, May.
    5. Namizata Binaté Fofana & Gerrit Antonides & Anke Niehof & Johan Ophem, 2015. "How microfinance empowers women in Côte d’Ivoire," Review of Economics of the Household, Springer, vol. 13(4), pages 1023-1041, December.
    6. Nidhiya Menon & Yana van der Meulen Rodgers, 2013. "Credit and self-employment," Chapters, in: Deborah M. Figart & Tonia L. Warnecke (ed.), Handbook of Research on Gender and Economic Life, chapter 22, pages 359-377, Edward Elgar Publishing.
    7. Seema Vyas & Charlotte Watts, 2009. "How does economic empowerment affect women's risk of intimate partner violence in low and middle income countries? A systematic review of published evidence," Journal of International Development, John Wiley & Sons, Ltd., vol. 21(5), pages 577-602.

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