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The financing of male-- and female--owned businesses

Author

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  • Carter Sara
  • Rosa Peter

Abstract

Whether female entrepreneurs are disadvantaged in financing their business has been an important policy theme within the gender and enterprise literature. The question has remained controversial, as different methodological approaches have yielded contradictory results. A particular challenge is how we can best move on from exploratory research to more rigorous methods needed to separate gender differences from other causative agents. This paper presents new data on the sources and uses of finance by male and female proprietors using data obtained from a customized academic survey of 600 (300 male--owned and 300 female--owned) British businesses, part of a 3--year study on the impact of gender and small business management. The results show quantifiable gender differences in certain areas of business financing, although intra--sectoral similarities demonstrate that gender is only one of a number of variables that affect the financing process.

Suggested Citation

  • Carter Sara & Rosa Peter, 1998. "The financing of male-- and female--owned businesses," Entrepreneurship & Regional Development, Taylor & Francis Journals, vol. 10(3), pages 225-242, January.
    • Handle: RePEc:taf:entreg:v:10:y:1998:i:3:p:225-242
    DOI: 10.1080/08985629800000013
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    References listed on IDEAS

    as
    1. Peter Rosa & Daphne Hamilton, 1994. "Gender and Ownership in UK Small Firms," Entrepreneurship Theory and Practice, , vol. 18(3), pages 11-27, April.
    2. Rosa, Peter & Carter, Sara & Hamilton, Daphne, 1996. "Gender as a Determinant of Small Business Performance: Insights from a British Study," Small Business Economics, Springer, vol. 8(6), pages 463-478, December.
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    Cited by:

    1. Ashiqur Rahman & Jaroslav Belas & Tomas Kliestik & Ladislav Tyll, 2017. "Collateral requirements for SME loans: empirical evidence from the Visegrad countries," Journal of Business Economics and Management, Taylor & Francis Journals, vol. 18(4), pages 650-675, July.
    2. Nguyen, Thi Nhung & Gan, Christopher & Hu, Baiding, 2015. "An empirical analysis of credit accessibility of small and medium sized enterprises in Vietnam," MPRA Paper 81911, University Library of Munich, Germany, revised 2015.

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