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Analyse der Mehrjahresentwicklung der Effizienz von Sparkassen unter Einsatz der Data Envelopment Analysis und des Malmquist-Index

Author

Listed:
  • Thomas Padberg

    (Fachhochschule der Wirtschaft)

  • Thomas Werner

    (Universität Paderborn)

Abstract

Summary This study analyses the changes in efficiency of German savings banks between 1995 and 1999. For this study both the non-parametric Data Envelopment Analysis (DEA) and the Malmquist-Index are used. In prior research one of the main problems was the falsification of results through outliers. Due to an improved modelling of DEA, extraordinary effects were identified and eliminated. Between 1995 and 1999 the technological change in savings banks measured by the Malmquist-Index was +2.3%. During the same period the average total efficiency of the savings banks declined from 82.2% to 81.2%. This indicates that the technological improvement was not fully shared by many banks. Furthermore the gap between efficient and non-efficient savings banks has grown.

Suggested Citation

  • Thomas Padberg & Thomas Werner, 2005. "Analyse der Mehrjahresentwicklung der Effizienz von Sparkassen unter Einsatz der Data Envelopment Analysis und des Malmquist-Index," Schmalenbach Journal of Business Research, Springer, vol. 57(3), pages 214-236, May.
    • Handle: RePEc:spr:sjobre:v:57:y:2005:i:3:d:10.1007_bf03372764
    DOI: 10.1007/BF03372764
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    References listed on IDEAS

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    More about this item

    Keywords

    G21; G28;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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