IDEAS home Printed from https://ideas.repec.org/a/spr/qualqt/v58y2024i4d10.1007_s11135-024-01841-w.html
   My bibliography  Save this article

Usury vulnerability: measuring and modelling the phenomenon in Italy

Author

Listed:
  • Sonia Stefanizzi

    (the University of Milan-Bicocca)

  • Tatiana Lysova

    (the University of Milan-Bicocca)

Abstract

Usury has been predominantly studied as an economic or legal phenomenon and only recently has gotten into the spotlight of sociological research. This article aims to contribute to the current literature by operationalising usury vulnerability and analysing household factors impacting it, using the European Union Statistics on Income and Living Conditions (EU-SILC) data for Italy. To construct usury vulnerability, we examined variables measuring a household’s financial and material well-being. As to factors impacting the phenomenon, we included those reflecting a socio-demographic position of a household (household composition and territorial position within the country, age, sex, education, and employment status of the top earner). The estimation results indicate that all micro-level factors matter in terms of usury vulnerability. Therefore, by identifying the most vulnerable social groups, the model might help develop relevant policy interventions to fight the spread of usury, especially in times of economic decline.

Suggested Citation

  • Sonia Stefanizzi & Tatiana Lysova, 2024. "Usury vulnerability: measuring and modelling the phenomenon in Italy," Quality & Quantity: International Journal of Methodology, Springer, vol. 58(4), pages 3845-3862, August.
    • Handle: RePEc:spr:qualqt:v:58:y:2024:i:4:d:10.1007_s11135-024-01841-w
    DOI: 10.1007/s11135-024-01841-w
    as

    Download full text from publisher

    File URL: http://link.springer.com/10.1007/s11135-024-01841-w
    File Function: Abstract
    Download Restriction: Access to the full text of the articles in this series is restricted.
    File URL: https://libkey.io/10.1007/s11135-024-01841-w?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:qualqt:v:58:y:2024:i:4:d:10.1007_s11135-024-01841-w. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.