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Does Political Identity Matter in Rural Borrowing? Evidence from a Field Survey

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  • Tanmoyee Banerjee

    (Department of Economics Jadavpur University, India)

  • Malabika Roy

    (Department of Economics Jadavpur University, India)

  • Chandralekha Ghosh

    (Department of Economics West Bengal State University, India)

Abstract

This study is based on a primary survey conducted over two consecutive years in two villages in the North 24 Parganas district of West Bengal, India. West Bengal has the unique feature of being under a single coalition government for the last 30 years. In this context, we examine the effect of different socioeconomic, political and demographic borrower characteristics on the probability of taking a loan from formal sources and the size of such loans taken. We find that political identity significantly affects the borrowers’ access to the formal loan market. Other factors that are significant in characterising the formal borrowers are occupational categories, landholding and religious status.

Suggested Citation

  • Tanmoyee Banerjee & Malabika Roy & Chandralekha Ghosh, 2010. "Does Political Identity Matter in Rural Borrowing? Evidence from a Field Survey," Journal of South Asian Development, , vol. 5(1), pages 137-163, April.
    • Handle: RePEc:sae:soudev:v:5:y:2010:i:1:p:137-163
    DOI: 10.1177/097317411000500106
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    References listed on IDEAS

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    Cited by:

    1. Tanmoyee Banerjee-Chatterjee & Malabika Roy & Ajitava Raychaudhuri, 2021. "Financial Inclusiveness and Mobilization of Household Savings in Rural Area: Are They Related?," Journal of Quantitative Economics, Springer;The Indian Econometric Society (TIES), vol. 19(2), pages 223-249, June.

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