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Varying Impacts of Electronic Banking on the Banking Industry

Author

Listed:
  • Bakare, Sali

    (University of the People, California, USA)

Abstract

The banking industry has undergone tremendous changes with the introduction of information technology (IT). Electronic banking (EB) is a new paradigm in banks’ product and service delivery. Electronic banking products and services have become increasingly popular in the past three decades as the banking industry operating in a complex and competitive environment has experienced the awareness to serve its customers electronically. Online banking has become the preferred way for many Americans to conduct financial activities. This paper explores a few published articles that reported on the impacts of electronic banking on the banking industry. The articles vary in their findings. Impacts on the banking industry from the points of view of consumers and bank employees were reported. This paper examines the study of few other articles to propose that more research be conducted utilizing a different research methodology such as qualitative method to fully understand how EB impacts the banking industry and address cyber crime threats.

Suggested Citation

  • Bakare, Sali, 2015. "Varying Impacts of Electronic Banking on the Banking Industry," Journal of Internet Banking and Commerce, , vol. 20(02), pages 01-09, August.
  • Handle: RePEc:ris:joibac:0235
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    Citations

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    Cited by:

    1. Tomasz Siudek & Aldona Zawojska, 2024. "Banking Products and Services as Crucial Drivers of Bank Competitiveness Within the Financial Market: A Review Approach," European Research Studies Journal, European Research Studies Journal, vol. 0(3), pages 974-1007.

    More about this item

    Keywords

    Electronic banking; Information technology; Innovation; US banking;
    All these keywords.

    JEL classification:

    • A11 - General Economics and Teaching - - General Economics - - - Role of Economics; Role of Economists

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