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The Role of Consistence and Perceived Relevance for Sustainability of Sharia Banking

Author

Listed:
  • Wahyuniati Hamid

    (Faculty Economic and Business, Halu Oleo University, Kendari, Indonesia)

  • Siti Aisjah

    (Faculty Economic and Business, Brawijaya University, Malang, Indonesia)

Abstract

The growth of sharia banking in Indonesia is though significant not as high as expected. The present study identifies two issues, among others, that have hampered this growth. They include consistence and perceived relevance. The study intends to find out their moderating roles on effects of fairness value and halal values on perceived competitive advantage of sharia banking. The novelties of the study lies on its enrichment of perceive value theory by bringup fairness value and halal value, and the insertion of consistence and perceived relevance constructs which could be typical issues of Indonesian consumers. Respondents are regular consumers of sharia banks in Makassar city. It applies PLS for data analysis. The results should be that fairness value and halal value have significant effects on perceived competitive advantage. Consumers who sense the existence of consistence and perceived relevance find their moderating roles on the effects fairness value and halal value on perceived competitive advantage.

Suggested Citation

  • Wahyuniati Hamid & Siti Aisjah, 2021. "The Role of Consistence and Perceived Relevance for Sustainability of Sharia Banking," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 10(2), pages 89-95, April.
    • Handle: RePEc:rbs:ijfbss:v:10:y:2021:i:2:p:89-95
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    References listed on IDEAS

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    1. Sheth, Jagdish N. & Newman, Bruce I. & Gross, Barbara L., 1991. "Why we buy what we buy: A theory of consumption values," Journal of Business Research, Elsevier, vol. 22(2), pages 159-170, March.
    2. Muncy, James A. & Vitell, Scott J., 1992. "Consumer ethics: An investigation of the ethical beliefs of the final consumer," Journal of Business Research, Elsevier, vol. 24(4), pages 297-311, June.
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