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Developments In The Romanian Banking System

Author

Listed:
  • Stănescu Cristina

    (Romanian-American University)

  • Nedelescu Mihai

    (Romanian-American University)

Abstract

The evaluation of the present offer of banking products and services in the developed countries as well in the emerging ones shows the extent to which they fulfill or not the principles specific to social responsibility and ethics in economics. The Romanian banking system, currently one of the markets with the lowest penetration in EU has posted sustained growth for the past years. Client confidence in financial institutions is increasing, and the system’s dynamics is attracting new foreign players, which have an easier market access since Romania’s EU entry. Competition is expected to heat up, resulting in pressure on margins and diversified product portfolios, which ultimately benefit the end consumer.

Suggested Citation

  • Stănescu Cristina & Nedelescu Mihai, 2010. "Developments In The Romanian Banking System," Romanian Economic Business Review, Romanian-American University, vol. 5(4-1), pages 97-103, Winter-Sp.
    • Handle: RePEc:rau:journl:v:5:y:2010:i:4-1:p:97-103
    as

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    File URL: http://www.rebe.rau.ro/RePEc/rau/journl/WI10-1/REBE-WI10-1-A12.pdf
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    References listed on IDEAS

    as
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    2. Robert DeYoung & Tara N. Rice, 2004. "How do banks make money? a variety of business strategies," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 28(Q IV), pages 52-67.
    3. Teodora Barbu & Georgeta Vintila, 2007. "The Emergence of Ethic Banks and Social Responsibility in Financing Local Development," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania / Editura Economica, vol. 12(12(517)), pages 29-34, December.
    Full references (including those not matched with items on IDEAS)

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