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Le choix des ménages entre consommation et épargne en France de 1966 à 1986

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  • Henri Sterdyniak

Abstract

[fre] Après avoir crû de 15,5 % en 1966 à 18,5 % en 1975, le taux d'épargne des ménages a diminué jusqu'à 12,3 % en 1985. L'article montre, grâce à l'analyse économétrique, qu'il est possible d'expliquer l'évolution du taux d'épargne à partir de trois déterminants. A court terme, l'inertie de la consommation face aux fluctuations du revenu joue un rôle primordial. A moyen terme, les ménages épargnent d'autant plus que l'inflation est forte et que le taux de croissance de leur pouvoir d'achat est élevé. Par contre la rémunération de l'épargne ne semble pas avoir d'influence sur le comportement de consommation. [eng] The Household Choice in France Between Consumption and Saving from 1966 to 1986 Henri Sterdyniak After increasing from 15.5 % in 1966 to 18.5 % in 1975, the household saving rate decreased to 12.3 % in 1985. This paper establishes, by means of econometric analysis, three main determinants of the evolution of the saving rate. In the short-run, the main determinant is the inertia of consumption relative to the fluctuations in income. In the medium term, households save more when inflation is high and when purchasing power is growing strongly. On the other hand, consumption behaviour does not seem to be much influenced by the rate of return on savings.

Suggested Citation

  • Henri Sterdyniak, 1987. "Le choix des ménages entre consommation et épargne en France de 1966 à 1986," Revue de l'OFCE, Programme National Persée, vol. 21(1), pages 191-210.
  • Handle: RePEc:prs:rvofce:ofce_0751-6614_1987_num_21_1_1111
    DOI: 10.3406/ofce.1987.1111
    Note: DOI:10.3406/ofce.1987.1111
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