IDEAS home Printed from https://ideas.repec.org/a/prs/recofi/ecofi_0987-3368_1999_num_55_5_4940.html
   My bibliography  Save this article

Innovations technologiques et spécificités bancaires

Author

Listed:
  • Eric Nicolas

Abstract

[eng] Technological innovations and banks' specific features. The financial sector has experienced dramatic structural changes since the mid seventies. These transformations will go on : for instance, some banks might externalise sorne of their activities. But banks' specific features remain strong, and make it unlikely that financial intermediaries will disappear in the years to come. [fre] Les transformations structurelles dans l'industrie des services financiers constituent une expression du mouvement d'innovation à l'oeuvre depuis le milieu des années 70. Les technologies de l'information fondées sur la micro-électronique constituent un enjeu essentiel dans la recherche de compétitivité. Il est probable que les transformations des firmes bancaires vont se poursuivre : le modèle de l'assemblage industriel dans le cadre duquel certaines firmes sous-traitent une grande partie du processus de production peut d'ores et déjà être appliqué à la banque. Mais les banques, du fait de leur dimension financière et de leur rôle social, ont encore une spécificité qui rend leur disparition peu crédible.

Suggested Citation

  • Eric Nicolas, 1999. "Innovations technologiques et spécificités bancaires," Revue d'Économie Financière, Programme National Persée, vol. 55(5), pages 177-207.
    • Handle: RePEc:prs:recofi:ecofi_0987-3368_1999_num_55_5_4940
    DOI: 10.3406/ecofi.1999.4940
    Note: DOI:10.3406/ecofi.1999.4940
    as

    Download full text from publisher

    File URL: https://doi.org/10.3406/ecofi.1999.4940
    Download Restriction: no
    File URL: https://www.persee.fr/doc/ecofi_0987-3368_1999_num_55_5_4940
    Download Restriction: no
    File URL: https://libkey.io/10.3406/ecofi.1999.4940?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Fama, Eugene F., 1980. "Banking in the theory of finance," Journal of Monetary Economics, Elsevier, vol. 6(1), pages 39-57, January.
    2. R. H. Coase, 1972. "Industrial Organization: A Proposal for Research," NBER Chapters, in: Economic Research: Retrospect and Prospect, Volume 3, Policy Issues and Research Opportunities in Industrial Organization, pages 59-73, National Bureau of Economic Research, Inc.
    3. George J. Benston, 1994. "Universal Banking," Journal of Economic Perspectives, American Economic Association, vol. 8(3), pages 121-143, Summer.
    4. Douglas W. Diamond, 1984. "Financial Intermediation and Delegated Monitoring," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 51(3), pages 393-414.
    5. Mervyn K. Lewis, 1992. "Modern Banking in Theory and Practice," Revue Économique, Programme National Persée, vol. 43(2), pages 203-228.
    6. Franklin R. Edwards & Arnold A. Heggestad, 1973. "Uncertainty, Market Structure, and Performance: The Galbraith-Caves Hypothesis and Managerial Motives in Banking," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 87(3), pages 455-473.
    7. Edwards, Franklin R, 1977. "Managerial Objectives in Regulated Industries: Expense-Preference Behavior in Banking," Journal of Political Economy, University of Chicago Press, vol. 85(1), pages 147-162, February.
    8. Hunter, William C & Timme, Stephen G, 1986. "Technical Change, Organizational Form, and the Structure of Bank Production," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 18(2), pages 152-166, May.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Da Rin, Marco & Hellmann, Thomas, 2002. "Banks as Catalysts for Industrialization," Journal of Financial Intermediation, Elsevier, vol. 11(4), pages 366-397, October.
    2. Al-Jarhi, Mabid Ali, 2005. "The Case For Universal Banking As A Component Of Islamic Banking," Islamic Economic Studies, The Islamic Research and Training Institute (IRTI), vol. 13, pages 2-65.
    3. Neuberger, Doris, 1997. "Structure, Conduct and Performance in Banking Markets," Thuenen-Series of Applied Economic Theory 12, University of Rostock, Institute of Economics.
    4. Jacob A. Bikker & Jaap W.B. Bos, 2005. "Trends in Competition and Profitability in the Banking Industry: A Basic Framework," SUERF Studies, SUERF - The European Money and Finance Forum, number 2005/2 edited by Morten Balling, April.
    5. Doris Neu Berger, 1998. "Industrial Organization of Banking: A Review," International Journal of the Economics of Business, Taylor & Francis Journals, vol. 5(1), pages 97-118.
    6. Berger, Allen N. & Hasan, Iftekhar & Zhou, Mingming, 2010. "The effects of focus versus diversification on bank performance: Evidence from Chinese banks," Journal of Banking & Finance, Elsevier, vol. 34(7), pages 1417-1435, July.
    7. Honohan, Patrick & Vittas, Dimitri, 1996. "Bank regulation and the network paradigm : policy implications for developing and transition economies," Policy Research Working Paper Series 1631, The World Bank.
    8. Al-Jarhi, Mabid, 2014. "Towards an Economic Theory of Islamic Finance Regulation," MPRA Paper 66744, University Library of Munich, Germany, revised 2014.
    9. Shaffer, Sherrill, 2001. "Banking conduct before the European single banking license: a cross-country comparison," The North American Journal of Economics and Finance, Elsevier, vol. 12(1), pages 79-104, March.
    10. Fernando Alvarez, 1993. "Reserve Requirements: Not a Solution to the Potential Capital Inflow Problem in Cuba," Annual Proceedings, The Association for the Study of the Cuban Economy, vol. 3.
    11. Al-Jarhi, Mabid Ali M. M., 2016. "An Economic Theory of Islamic Finance Regulation," Islamic Economic Studies, The Islamic Research and Training Institute (IRTI), vol. 24, pages 1-44.
    12. Paul Auerbach & Jalal Uddin Siddiki, 2004. "Financial Liberalisation and Economic Development: An Assessment," Journal of Economic Surveys, Wiley Blackwell, vol. 18(3), pages 231-265, July.
    13. Mark Gertler, 1988. "Financial structure and aggregate economic activity: an overview," Proceedings, Federal Reserve Bank of Cleveland, pages 559-596.
    14. James B. Ang, 2008. "A Survey Of Recent Developments In The Literature Of Finance And Growth," Journal of Economic Surveys, Wiley Blackwell, vol. 22(3), pages 536-576, July.
    15. Bossone, Biagio, 2001. "Do banks have a future?: A study on banking and finance as we move into the third millennium," Journal of Banking & Finance, Elsevier, vol. 25(12), pages 2239-2276, December.
    16. David T. Llewellyn, 1999. "The New Economics of Banking," SUERF Studies, SUERF - The European Money and Finance Forum, number 5 edited by Morten Balling, May.
    17. repec:zbw:bofitp:2010_009 is not listed on IDEAS
    18. Razzak, Weshah & El Bentour, M, 2020. "The Transitional Dynamic of Finance Led Growth," MPRA Paper 98482, University Library of Munich, Germany.
    19. Chava, Sudheer & Purnanandam, Amiyatosh, 2011. "The effect of banking crisis on bank-dependent borrowers," Journal of Financial Economics, Elsevier, vol. 99(1), pages 116-135, January.
    20. Parantap Basu & Sanjay Banerji, 2013. "Universal Banking, Asymmetric Information and the Stock Market," CEGAP Working Papers 2013_07, Durham University Business School.
    21. repec:cte:dbrepe:db040403 is not listed on IDEAS
    22. Akhigbe, Aigbe & Stevenson, Bradley A., 2010. "Profit efficiency in U.S. BHCs: Effects of increasing non-traditional revenue sources," The Quarterly Review of Economics and Finance, Elsevier, vol. 50(2), pages 132-140, May.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:prs:recofi:ecofi_0987-3368_1999_num_55_5_4940. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Equipe PERSEE (email available below). General contact details of provider: https://www.persee.fr/collection/ecofi .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.