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Faktory ovlivňující zapojení žen v mikrofinancích
[The Factors Influencing the Participation of Women in Microfinance]

Author

Listed:
  • Karel Janda
  • Tran Van Quang
  • Pavel Zetek

Abstract

This paper investigates the possible reasons why many microfi nance institutions (MFIs) have gradually experienced a decrease in the share of female borrowers in their portfolios over the last few years. We confi rm that the share of women may be decreasing due to the growing proportion of low-income inhabitants in the area and unpaid family workers. Our results further show that the share of women is also strongly dependent on employment policy that has a positive impact on the dependent variable. Unexpectedly, none of macroeconomic variables such as economic growth, wage and household consumption has an impact on the number of female borrowers.

Suggested Citation

  • Karel Janda & Tran Van Quang & Pavel Zetek, 2015. "Faktory ovlivňující zapojení žen v mikrofinancích [The Factors Influencing the Participation of Women in Microfinance]," Politická ekonomie, Prague University of Economics and Business, vol. 2015(3), pages 363-381.
    • Handle: RePEc:prg:jnlpol:v:2015:y:2015:i:3:id:1008:p:363-381
    DOI: 10.18267/j.polek.1008
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    More about this item

    Keywords

    Microfinance; microcredit; female; macroeconomics;
    All these keywords.

    JEL classification:

    • E24 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Employment; Unemployment; Wages; Intergenerational Income Distribution; Aggregate Human Capital; Aggregate Labor Productivity
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O11 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Macroeconomic Analyses of Economic Development
    • O54 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Latin America; Caribbean

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