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Microfinance training and the number of loans received by SMEs. An empirical evidence from emerging economy

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  • Habibu Sani
  • Shazida Jan Mohd-Khan
  • Mohd Saifoul Zamzuri Noor

Abstract

The objective of this study is to examine the impact of Microfinance training, Trust and Social ties on the Number of loans received by small and medium-scale enterprises (SMEs) in developing economies. The Poisson regression model is used as the method of analysis. 195 SMEs in North-Eastern Nigeria form the sample of the study based on two-stage sampling and simple random sampling technique. The results reveal that Social ties, Location, and Nature of operation have a significant positive relationship with the Number of loans receives by SMEs. Similarly, the Number of training and Trust have significant positive impact on the Number of loans received; however, they demonstrate the least impact as compared with the other variables based on the level of significance.

Suggested Citation

  • Habibu Sani & Shazida Jan Mohd-Khan & Mohd Saifoul Zamzuri Noor, 2018. "Microfinance training and the number of loans received by SMEs. An empirical evidence from emerging economy," Business and Economic Horizons (BEH), Prague Development Center, vol. 14(2), pages 326-341, April.
    • Handle: RePEc:pdc:jrnbeh:v:14:y:2018:i:2:p:326-341
    DOI: 10.15208/beh.2018.24
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    References listed on IDEAS

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    Cited by:

    1. Grace Mwikali Musyoki & Dr. Ambrose Jagongo & Dr. Hannah Bula, 2022. "Microfinance Services and Financial Performance of Top 100 Mid-Sized Firms in Nairobi City County, Kenya," International Journal of Science and Business, IJSAB International, vol. 15(1), pages 102-112.

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    More about this item

    Keywords

    Microfinance; number of loans; SMEs; social capital; training;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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