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Internet Banking in Romania at a Glance

Author

Listed:
  • Silvia Ghita-Mitrescu

    (Ovidius University of Constanta)

  • Cristina Duhnea

    (Ovidius University of Constanta)

Abstract

The development of the information and communication technologies and the changes brought to the business models by introducing the use of internet services in the recent decades could not be ignored by the banking industry. The emergence and the development of the internet banking have raised many questions to both academia and industry representatives, both in terms of the benefits of the new organizational models based on providing financial services online and the degree of penetration of these services at the national economy level. This paper aims to make an analysis of the extent to which the internet banking services are used in Romania. The analysis took into account various criteria for the classification of internet banking users (age, residence, occupational status). The study showed that the use of the internet banking services in Romania is still below the European average but has an upward trend.

Suggested Citation

  • Silvia Ghita-Mitrescu & Cristina Duhnea, 2016. "Internet Banking in Romania at a Glance," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(2), pages 508-514, February.
    • Handle: RePEc:ovi:oviste:v:xvi:y:2016:i:2:p:508-514
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    File URL: http://stec.univ-ovidius.ro/html/anale/ENG/2016/2016-II-full/s5/19.pdf
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    References listed on IDEAS

    as
    1. Robert DeYoung, 2005. "The Performance of Internet-Based Business Models: Evidence from the Banking Industry," The Journal of Business, University of Chicago Press, vol. 78(3), pages 893-948, May.
    2. Francesca Arnaboldi & Peter Claeys, 2008. "Internet Banking in Europe: a comparative analysis," IREA Working Papers 200811, University of Barcelona, Research Institute of Applied Economics, revised Sep 2008.
    3. Florin Marian BUHOCIU & Florina VIRLANUTA & Liliana Mihaela MOGA, 2009. "The Role and Efficiency of Internet Banking in Romania," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 1, pages 21-28.
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    Cited by:

    1. Elena Toader & Bogdan Narcis Firtescu & Angela Roman & Sorin Gabriel Anton, 2018. "Impact of Information and Communication Technology Infrastructure on Economic Growth: An Empirical Assessment for the EU Countries," Sustainability, MDPI, vol. 10(10), pages 1-22, October.
    2. Miloš Žarković & Slobodan Lakić & Jasmina Ćetković & Bojan Pejović & Srdjan Redzepagic & Irena Vodenska & Radoje Vujadinović, 2022. "Effects of Renewable and Non-Renewable Energy Consumption, GHG, ICT on Sustainable Economic Growth: Evidence from Old and New EU Countries," Sustainability, MDPI, vol. 14(15), pages 1-27, August.

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    More about this item

    Keywords

    internet banking; Romania; transactions; banks;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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