Does Borrower and Broker Race Affect the Cost of Mortgage Credit?
[Why don’t lenders renegotiate more home mortgages? Redefaults, self-cures and securitization]
Author
Abstract
Suggested Citation
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Daniel Albuquerque & Tomer Ifergane, 2023. "The Racial Wealth Gap: the Role of Entrepreneurship," Discussion Papers 2310, Centre for Macroeconomics (CFM).
- Paolo Emilio Mistrulli & Md Taslim Uddin & Alberto Zazzaro, 2023.
"Discrimination of Immigrants in Mortgage Pricing and Approval: Evidence from Italy,"
CSEF Working Papers
675, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
- Paolo Emilio Mistrulli & Md Taslim Uddin & Alberto Zazzaro, 2023. "Discrimination Of Immigrants In Mortgage Pricing And Approval: Evidence From Italy," Mo.Fi.R. Working Papers 180, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
- Agarwal, Shivam & Muckley, Cal B. & Neelakantan, Parvati, 2023. "Countering racial discrimination in algorithmic lending: A case for model-agnostic interpretation methods," Economics Letters, Elsevier, vol. 226(C).
- William N Goetzmann & Christophe Spaenjers & Stijn Van Nieuwerburgh, 2021.
"Real and Private-Value Assets [Gendered prices],"
The Review of Financial Studies, Society for Financial Studies, vol. 34(8), pages 3497-3526.
- Goetzmann, William N. & Spaenjers, Christophe & Van Nieuwerburgh, Stijn, 2021. "Real and Private-Value Assets," HEC Research Papers Series 1421, HEC Paris.
- William Goetzmann & Christophe Spaenjers & Stijn van Nieuwerburgh, 2021. "Real and Private-Value Assets," Working Papers hal-03501704, HAL.
- William N. Goetzmann & Christophe Spaenjers & Stijn Van Nieuwerburgh, 2021. "Real and Private-Value Assets," NBER Working Papers 28580, National Bureau of Economic Research, Inc.
- Van Nieuwerburgh, Stijn & Goetzmann, William & Spaenjers, Christophe, 2021. "Real and Private Value Assets," CEPR Discussion Papers 16083, C.E.P.R. Discussion Papers.
- Greenwald, Daniel L. & Howell, Sabrina T. & Li, Cangyuan & Yimfor, Emmanuel, 2024. "Regulatory arbitrage or random errors? Implications of race prediction algorithms in fair lending analysis," Journal of Financial Economics, Elsevier, vol. 157(C).
- Andrew Hanson & Zackary Hawley, 2023. "Restricted access: Real estate agent response to client race, ethnicity, gender, and side of market," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 51(4), pages 855-890, July.
- Xudong An & Sadok El Ghoul & Omrane Guedhami & Ross Levine & Raluca Roman, 2023. "Social Capital and Mortgages," Working Papers 23-23, Federal Reserve Bank of Philadelphia.
- Joshua S. Graff Zivin & Gregor Singer, 2022.
"Disparities in Pollution Capitalization Rates: The Role of Direct and Systemic Discrimination,"
NBER Working Papers
30814, National Bureau of Economic Research, Inc.
- Zivin, Joshua Graff & Singer, Gregor, 2023. "Disparities in pollution capitalization rates: the role of direct and systemic discrimination," LSE Research Online Documents on Economics 118093, London School of Economics and Political Science, LSE Library.
- Hurtado, Agustin & Sakong, Jung, 2022. "The effect of minority bank ownership on minority credit," Working Papers 325, The University of Chicago Booth School of Business, George J. Stigler Center for the Study of the Economy and the State.
- Hagendorff, Jens & Nguyen, Duc Duy & Sila, Vathunyoo, 2022. "Does marriage equality promote credit access? Evidence from same-sex marriage laws," Journal of Corporate Finance, Elsevier, vol. 77(C).
- Natalya Bikmetova & Geoffrey K. Turnbull & Velma Zahirovic‐Herbert, 2023. "Ethnicity in housing markets: Buyers, sellers and agents," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 51(1), pages 196-232, January.
- Andrew Hanson & Zackary Hawley, 2024. "Chinese exclusion? Agent response in the market for owner‐occupied housing," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 52(5), pages 1340-1372, September.
- Bartlett, Robert & Morse, Adair & Stanton, Richard & Wallace, Nancy, 2022. "Consumer-lending discrimination in the FinTech Era," Journal of Financial Economics, Elsevier, vol. 143(1), pages 30-56.
- Ashleigh Eldemire & Kimberly F Luchtenberg & Matthew M Wynter, 2022. "Does Homeownership Reduce Wealth Disparities for Low-Income and Minority Households?," The Review of Corporate Finance Studies, Society for Financial Studies, vol. 11(3), pages 465-510.
- James Conklin & Kristopher Gerardi & Lauren Lambie-Hanson, 2022.
"Can Everyone Tap Into the Housing Piggy Bank? Racial Disparities in Access to Home Equity,"
FRB Atlanta Working Paper
2022-17, Federal Reserve Bank of Atlanta.
- James Conklin & Kristopher Gerardi & Lauren Lambie-Hanson, 2023. "Can Everyone Tap into the Housing Piggy Bank? Racial Disparities in Access to Home Equity," Working Papers 23-25, Federal Reserve Bank of Philadelphia.
- Luis Arturo Lopez & Shawn J. McCoy & Vivek Sah, 2022. "Steering consumers to lenders in residential real estate markets," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 50(6), pages 1596-1641, November.
More about this item
JEL classification:
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
- J15 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Minorities, Races, Indigenous Peoples, and Immigrants; Non-labor Discrimination
- L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services
- R20 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - General
- R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:oup:rfinst:v:34:y:2021:i:2:p:790-826.. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
We have no bibliographic references for this item. You can help adding them by using this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Oxford University Press (email available below). General contact details of provider: https://edirc.repec.org/data/sfsssea.html .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.