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Climate-proofing the National Flood Insurance Program

Author

Listed:
  • Lars T. Ruig

    (VU Amsterdam
    Royal HaskoningDHV)

  • Toon Haer

    (VU Amsterdam)

  • Hans Moel

    (VU Amsterdam)

  • Samuel D. Brody

    (Texas A&M University)

  • W. J. Wouter Botzen

    (VU Amsterdam
    The Wharton School, University of Pennsylvania
    Utrecht University School of Economics (U.S.E.), Utrecht University)

  • Jeffrey Czajkowski

    (National Association of Insurance Commissioners (NAIC))

  • Jeroen C. J. H. Aerts

    (VU Amsterdam
    Deltares)

Abstract

Reforms are required to maintain a healthy and robust flood insurance market under future climate conditions for the United States. Therefore, policymakers should implement premiums that reflect flood risk and incentivize household-level risk reduction, complemented with regional flood adaptation investments.

Suggested Citation

  • Lars T. Ruig & Toon Haer & Hans Moel & Samuel D. Brody & W. J. Wouter Botzen & Jeffrey Czajkowski & Jeroen C. J. H. Aerts, 2022. "Climate-proofing the National Flood Insurance Program," Nature Climate Change, Nature, vol. 12(11), pages 975-976, November.
    • Handle: RePEc:nat:natcli:v:12:y:2022:i:11:d:10.1038_s41558-022-01502-6
    DOI: 10.1038/s41558-022-01502-6
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    Cited by:

    1. Pata, Ugur Korkut & Kartal, Mustafa Tevfik & Erdogan, Sinan & Sarkodie, Samuel Asumadu, 2023. "The role of renewable and nuclear energy R&D expenditures and income on environmental quality in Germany: Scrutinizing the EKC and LCC hypotheses with smooth structural changes," Applied Energy, Elsevier, vol. 342(C).
    2. Brinkhoff, James & Houborg, Rasmus & Dunn, Brian W., 2022. "Rice ponding date detection in Australia using Sentinel-2 and Planet Fusion imagery," Agricultural Water Management, Elsevier, vol. 273(C).
    3. Albà, C.G. & Alkhatib, I.I.I. & Llovell, F. & Vega, L.F., 2023. "Hunting sustainable refrigerants fulfilling technical, environmental, safety and economic requirements," Renewable and Sustainable Energy Reviews, Elsevier, vol. 188(C).
    4. Kim, Seokmin & Koop, Anthony & Fowler, Glenn & Israel, Kimberly & Takeuchi, Yu & Lieurance, Deah, 2023. "Addition of finer scale data and uncertainty analysis increases precision of geospatial suitability model for non-native plants in the US," Ecological Modelling, Elsevier, vol. 484(C).
    5. Chiang, Chia-Chun & Niehaus, Greg, 2024. "Market discipline and policy loans," Journal of Banking & Finance, Elsevier, vol. 159(C).

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