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Financial Well-Being Among Serious Pecuniary Indebtedness Civil Servants at the Ministry of Education Malaysia (MOE)

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Listed:
  • Nordiana Abd Rahim
  • Asmah Ismail

Abstract

Serious pecuniary indebtedness has become a taxing phenomenon, even among civil servants. This research intended to identify the level and relationship of the financial well-being of civil servants who experience serious pecuniary indebtedness in the Ministry of Education Malaysia (MOE). The study sample consisted of 635 respondents, including officers and members of the implementation group (AKP). Financial well-being instrument (Abd Rahim, 2018) were used to measure the study variables. The instrument had a Cronbach’s alpha reliability of .89. The study’s data confirmed that the percentage for the financial well-being covering subdimensions knowledge, thought, and behaviour was at a high level. On the contrary, the percentage for the emotional subdimensions was at a moderate level. The study’s conclusions also unearthed no significant difference between financial well-being by gender and marital status reported. However, a significant difference was recorded between financial well-being based on the highest academic qualifications. The researcher also recommended interventions to ensure financial well-being, such as holding psycho-educational programs, guidance programs, and module construction in future studies.

Suggested Citation

  • Nordiana Abd Rahim & Asmah Ismail, 2023. "Financial Well-Being Among Serious Pecuniary Indebtedness Civil Servants at the Ministry of Education Malaysia (MOE)," International Journal of Human Resource Studies, Macrothink Institute, vol. 13(1), pages 3652-3652, December.
    • Handle: RePEc:mth:ijhr88:v:13:y:2023:i:1:p:36-52
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    References listed on IDEAS

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    1. Ramli, Zaimah & Md. Sum, Sarmila & Ismail, Habib, 2013. "Kesejahteraan Kewangan dalam Kalangan Guru Wanita," Jurnal Ekonomi Malaysia, Faculty of Economics and Business, Universiti Kebangsaan Malaysia, vol. 47(2), pages 129-135.
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      More about this item

      JEL classification:

      • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
      • Z0 - Other Special Topics - - General

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