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Impacto de la inclusión financiera en el crecimiento económico en México por Entidad Federativa 2013-2021

Author

Listed:
  • Sergio Rodolfo Góngora Jiménez

    (Universidad Autónoma de Querétaro, México)

  • Humberto Banda Ortíz

    (Universidad Autónoma de Querétaro, México)

  • Martín Vivanco Vargas

    (Universidad Autónoma de Querétaro, México)

Abstract

El objetivo de la investigación es relacionar el crecimiento económico y la inclusión financiera en México. La metodología empleada es datos de panel de efectos fijos, incorporando el análisis de temporalidad y espacialidad, se utilizó el Índice Trimestral de Actividad Económica Estatal (ITAEE) como variable dependiente y la relaciona con el incremento de la infraestructura tecnológica disponible como variables independientes. El resultado muestra que el aumento de la inclusión financiera se encuentra significativamente relacionada con el incremento de los puntos de acceso tecnológicos, por lo que se recomienda impulsar su crecimiento. La limitación del estudio es que se enfocado a analizar e impacto en los canales tecnológicos digitales y no considera los canales tradicionales. La originalidad es que se valida mediante un modelo econométrico la aseveración teórica de que las tecnologías digitales representan la mejor manera de aumentar la inclusión financiera y el crecimiento económico. En las conclusiones, se observa que los dispositivos digitales se han establecido como un factor significativamente relevante en el crecimiento de la inclusión financiera y el crecimiento económico.

Suggested Citation

  • Sergio Rodolfo Góngora Jiménez & Humberto Banda Ortíz & Martín Vivanco Vargas, 2023. "Impacto de la inclusión financiera en el crecimiento económico en México por Entidad Federativa 2013-2021," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 18(3), pages 1-19, Julio - S.
    • Handle: RePEc:imx:journl:v:18:y:2023:i:3:p:9
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    References listed on IDEAS

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    1. Mandira Sarma, 2016. "Measuring Financial Inclusion for Asian Economies," Palgrave Studies in Impact Finance, in: Sasidaran Gopalan & Tomoo Kikuchi (ed.), Financial Inclusion in Asia, chapter 1, pages 3-34, Palgrave Macmillan.
    2. Siong Hook Law & W. N. W. Azman-Saini & Hui Boon Tan, 2014. "Economic Globalization and Financial Development in East Asia: A Panel Cointegration and Causality Analysis," Emerging Markets Finance and Trade, Taylor & Francis Journals, vol. 50(1), pages 210-225, January.
    3. Sanjaya Kumar Lenka & Ruchi Sharma, 2017. "Does Financial Inclusion Spur Economic Growth in India?," Journal of Developing Areas, Tennessee State University, College of Business, vol. 51(3), pages 215-228, July-Sept.
    4. Abiola A. Babajide & Folasade B. Adegboye & Alexander E. Omankhanlen, 2015. "Financial Inclusion and Economic Growth in Nigeria," International Journal of Economics and Financial Issues, Econjournals, vol. 5(3), pages 629-637.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Inclusión financiera; tecnologías digitales; crecimiento económico; reducción de la pobreza; cultura financiera;
    All these keywords.

    JEL classification:

    • C51 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Model Construction and Estimation
    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O11 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Macroeconomic Analyses of Economic Development
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • O43 - Economic Development, Innovation, Technological Change, and Growth - - Economic Growth and Aggregate Productivity - - - Institutions and Growth

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