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Microfinance for women micro and small-scale entrepreneurs in Yemen: achievements and challenges

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  • Syed Zamberi Ahmad

Abstract

The purpose of this paper is to focus on the role and contribution played by microfinance institutions (MFIs) in the development and improvement of women's micro and small-scale businesses in the Republic of Yemen and the extent to which it responds to the needs of its clients. The research is principally based on data from the survey of 117 women entrepreneurs, owners of micro- and small-scale enterprises, who had at least received one support from MFIs programs. To evaluate the effectiveness and significance of the MFIs programs as perceived by these women entrepreneurs, the second phase, in-depth semi-structured interviews were held with 27 respondents. The findings show that microfinance institutions not only aim to reduce poverty but also providing credit to women for starting their business. However, it concludes that women entrepreneurs who obtain microfinance face a number of various problems. The study exposes the overall environment constraining women entrepreneurs on financial fronts and suggests some measures of relief to ameliorate the situation. Women's entrepreneurship, properly harnessed, has great potential as a tool for transforming Yemen economies.

Suggested Citation

  • Syed Zamberi Ahmad, 2012. "Microfinance for women micro and small-scale entrepreneurs in Yemen: achievements and challenges," International Journal of Entrepreneurship and Small Business, Inderscience Enterprises Ltd, vol. 16(1), pages 102-120.
    • Handle: RePEc:ids:ijesbu:v:16:y:2012:i:1:p:102-120
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    Cited by:

    1. Nor Asiah Omar & Che Aniza Che Wel, 2014. "Entrepreneurial Training of Low-Income Women Micro Enterprises in the Service Sector in Malaysia: Understanding the Problems and Challenges," Journal of Social and Development Sciences, AMH International, vol. 5(4), pages 245-257.

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