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Bank branches in supermarkets

Author

Listed:
  • Daniel Orlow
  • Lawrence J. Radecki
  • John Wenninger

Abstract

The largest U.S. commercial banks are restructuring their retail operations to reduce the cost disadvantage resulting from a stagnant deposit base and stiffer competition. As part of this effort, some banks are opening \\"supermarket,\\" or \\"in-store,\\" branches: a new type of banking office within a large retail outlet. An alternative to the traditional bank office, the supermarket branch enables banks to improve the efficiency of the branch network and offer greater convenience to customers.

Suggested Citation

  • Daniel Orlow & Lawrence J. Radecki & John Wenninger, 1996. "Bank branches in supermarkets," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 2(Dec).
    • Handle: RePEc:fip:fednci:y:1996:i:dec:n:v.2no.13
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    References listed on IDEAS

    as
    1. Christine Hall & Jith Jayaratne, 1996. "Consolidation and competition in Second District banking markets," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 2(Jul).
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    Citations

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    Cited by:

    1. Bolt, Wilko & Humphrey, David, 2013. "Competition in bank-provided payment services," Working Paper Series 1539, European Central Bank.
    2. Oktay Akkus & J. Anthony Cookson & Ali Hortaçsu, 2016. "The Determinants of Bank Mergers: A Revealed Preference Analysis," Management Science, INFORMS, vol. 62(8), pages 2241-2258, August.
    3. Astrid A. Dick, 2003. "Market structure and quality: an application to the banking industry," Finance and Economics Discussion Series 2003-14, Board of Governors of the Federal Reserve System (U.S.).
    4. Bolt, Wilko & Humphrey, David, 2015. "A frontier measure of U.S. banking competition," European Journal of Operational Research, Elsevier, vol. 246(2), pages 450-461.
    5. Bolt, Wilko & Humphrey, David, 2015. "Assessing bank competition for consumer loans," Journal of Banking & Finance, Elsevier, vol. 61(C), pages 127-141.
    6. Rebecca Demsetz, 1997. "Human resources needs in the evolving financial sector," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 3(Nov).
    7. Astrid A. Dick, 2007. "Market Size, Service Quality, and Competition in Banking," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 39(1), pages 49-81, February.

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    More about this item

    Keywords

    Bank competition; Branch banks;

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