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El poder de mercado o eficiencia: origen de las utilidades del sistema bancario mexicano de 1995

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  • Julio César Arteaga García

    (Facultad de Economía, Universidad Autónoma de Nuevo León.)

Abstract

Es común observar que a medida que el grado de concentración de una industria disminuye, sus empresas presentan resultados cada vez menos atractivos, en términos de ganancias. El debate se centra en la explicación de dicha relación positiva, pues, por un lado, el paradigma Estructura-Conducta-Desempeño (SCP) señala que las ganancias son mayores debido al poder de mercado que ejercen las empresas, mientras que la hipótesis de eficiencia destaca que la ventaja se da porque las empresas grandes pueden trabajar con costos menores. Utilizando datos para el sistema bancario mexicano en el periodo 1995–1999, ambas hipótesis son puestas a prueba para tratar de explicar el origen de las ganancias de los bancos en el país. En particular, se encuentra evidencia que apoya el punto de vista que sostiene el paradigma SCP.

Suggested Citation

  • Julio César Arteaga García, 2001. "El poder de mercado o eficiencia: origen de las utilidades del sistema bancario mexicano de 1995," Ensayos Revista de Economia, Universidad Autonoma de Nuevo Leon, Facultad de Economia, vol. 0(1), pages 35-48, May.
    • Handle: RePEc:ere:journl:v:xx:y:2001:i:1:p:35-48
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    References listed on IDEAS

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    3. Jacques Lartigue-Mendoza & Kenneth Azael Ayala-Navarro & Gustavo Enrique Sauri-Alpuche, 2020. "Competition Conditions and Market Power in the Mexican Commercial Banking Market. A Microeconomic Theoretical Approach," Revista Finanzas y Politica Economica, Universidad Católica de Colombia, vol. 12(2), pages 367-402, August.

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