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Evolution of agriculture finance in India: a historical perspective

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  • Nisha Bharti

Abstract

Purpose - Lack of access to finance is one of the major contributing to low profitability in agriculture. Various policy interventions were performed for promoting access to finance. However, access to finance always remained one of the biggest challenges to Indian policymakers. The purpose of this paper is to explore the policy interventions in the areas of agriculture finance. Design/methodology/approach - This paper makes an attempt to explore the relation of earlier policy initiatives with the current microfinance industry as well. The data for the paper are collected from Reserve Bank of India Archive Museum at Pune. This Museum is having huge collection of archives of policy documents of the Indian financial sector and is one of its kinds in India. Findings - The study concludes that many of the interventions of today were earlier experimented or proposed in the past but, due to some or the other reason those, interventions were not successful. The study concludes that if those interventions had been implemented that time, it would have taken India in one of the tops in the list of financial inclusion. Originality/value - This paper is a unique in its feature as it has tried to link the evolution of agriculture finance and the microfinance industry of India as microfinance is an integral part of agricultural finance in India.

Suggested Citation

  • Nisha Bharti, 2018. "Evolution of agriculture finance in India: a historical perspective," Agricultural Finance Review, Emerald Group Publishing Limited, vol. 78(3), pages 376-392, May.
    • Handle: RePEc:eme:afrpps:afr-05-2017-0035
    DOI: 10.1108/AFR-05-2017-0035
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    Citations

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    Cited by:

    1. Kundu, Amit & DAS, SANGITA, 2021. "Accessibility of Institutional Credit among the Agricultural Labour Households and its Impact on their Livelihood," MPRA Paper 112791, University Library of Munich, Germany, revised 03 Mar 2022.
    2. Hassan, Samir Ul & Khanday, Shafi Ahmad & Ahmad, Masroor & Mishra, Biswambhara & Rymbai, Motika Sinha, 2022. "A Historical Cum Empirical Overview of Agriculture Spending and Output Nexus in India," AGRIS on-line Papers in Economics and Informatics, Czech University of Life Sciences Prague, Faculty of Economics and Management, vol. 14(3), September.
    3. Rakeshkumar Mahto & Deepak Sharma & Reshma John & Chandrasekhar Putcha, 2021. "Agrivoltaics: A Climate-Smart Agriculture Approach for Indian Farmers," Land, MDPI, vol. 10(11), pages 1-28, November.
    4. Anil Nair & Mehdi Sharifi Khobdeh & Aydin Oksoy & Orhun Guldiken & Chris H. Willis, 2023. "A review of strategic management research on India," Asia Pacific Journal of Management, Springer, vol. 40(4), pages 1341-1392, December.

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